295 Roeser St, Freeland, MI 48623 Property Records

Saginaw County property record for 295 Roeser St, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,480 sqft · built 1947
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Jun 2017)
Tax Bill$1,654 (2025)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-3-21-0221-000

Property Details

APN / Parcel Number

Primary APN29-13-3-21-0221-000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,280 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions115 ft deep x 65 ft wide
Garage Area568 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address295 ROESER ST
CityFREELAND
StateMI
Zip48623-2540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-1,C-2,C-
Legal DescriptionE.1/2 OF LOTS 6 & 7 BLK.16 VILLAGE OF TITTABAWASSEE SEC 21 T13N R3E
Legal Range03E
Legal Township13N
Legal Section21
Legal SubdivisionVILLAGE OF TITTABAWASSEE
Legal Block16
Legal Lot Number6-7
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1077
Census Tract10101

Owner

295 Roeser St is owned and occupied by an individual who bought it in June 2017.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address295 ROESER ST, FREELAND, MI 48623-2540
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2017 · Amount on File
Deed SaleJun 6, 2017 · Amount on File
Deed Document Number201718068
Prior Transfer DateMay 26, 2017
Prior Transfer Doc0000018068
Record UpdatedOct 29, 2026

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateJun 6, 2017
Property Address295 ROESER ST, FREELAND, MI 48623-2540
Document Number2017018068
Instrument DateMay 26, 2017
Instrument2017018068
Transaction TypeTransfer
Record UpdatedSep 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10465 CARTER RD, 10465, FREELAND, MI 48623-8750

Transferred To (Grantee/Buyer)

NameVerified Name
Address8325 WEBSTER RD, FREELAND, MI 48623-9054

Mortgage

Document Number0000018069
DateJun 6, 2017
Instrument2017018069
Lender
NameUNITED FINANCIAL CU
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
AmountAmount on Record
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 295 Roeser St was $1,654 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,700$127,400
2025$1,654.00 Homeowner's exemption
2023$45,600$91,200
2022$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Roeser St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 295 Roeser St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: LakeNet.

Nearby Properties on Roeser St

Nearby Streets

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