295 Robert Wiggins Rd, Murray, KY 42071 Property Records

Calloway County property record for 295 Robert Wiggins Rd, Murray, KY 42071

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,200 sqft · built 1993
Lot Size3.5 acres (152,460 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jun 2026)
Tax Bill$1,008 (2025)
Deeds & MortgagesJan 2005 Line of Credit
Jun 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN040-0-0014-B

Property Details

APN / Parcel Number

Primary APN040-0-0014-B
Alternative APN
  • 21142

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,200 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeAdobe
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area152,460 sqft (3.5 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area168 sqft
Patio Area280 sqft
Greenhouse598 sqft
Poultry House168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number21142
Street Address295 ROBERT WIGGINS RD
CityMURRAY
StateKY
Zip42071-7542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description295 ROBERT WIGGINS DRIVE
Legal Tract5
JurisdictionCALLOWAY KY
Township / Civil DivisionMURRAY
Census Block Group1
Census Block1011
Census Tract10304

Owner

Source: Calloway County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address293 WELLS PURDOM DR, ALMO, KY 42020-9254
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2005Deed of Trust, Mortgage · Line of Credit
HERITAGE BANK
Jun 5, 2026Warranty Deed, Transfer · Construction Mortgage
MURRAY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2026 · Amount on Record
Deed SaleJun 5, 2026 · Amount on Record
Deed Document Number2026726312
Deed Book / Page1545 / 628
Record UpdatedSep 20, 2026

January 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLOWAY KY
Property Address295 ROBERT WIGGINS RD, MURRAY, KY 42071-7542
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000577/668
DateJan 6, 2005
Book Page0577/668
Instrument220349
Lender
NameHERITAGE BANK
TypeBank
AddressBENTON, KY 42025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueDec 3, 2019
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALLOWAY KY
Recording DateJun 5, 2026
Property Address295 ROBERT WIGGINS RD, MURRAY, KY 42071-7542
Document Number001545/628
Book / Page1545 / 628
Instrument DateJun 2, 2026
Instrument2026726312
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$25,250.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address293 WELLS PURDOM DR, ALMO, KY 42020-9254

Mortgage

Document Number0000726313,
DateJun 5, 2026
Instrument2026726313
Lender
NameMURRAY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 2, 2027
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCalloway County
Unified School DistrictCalloway County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,008.00 (-31.19%) Homeowner's exemption$160,000 (-)$160,000 (-)
2023$1,465.00$160,000$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEXTER ALMO HEIGHTS WATER DISTRICT
serves 2,275 people · EPA ID KY0180102
Water SourcePurchased groundwater from MURRAY WATER SYSTEM
Last State InspectionJul 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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