295 Riverstone Dr, Covington, GA 30014 Property Records

Newton County property record for 295 Riverstone Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,722 sqft · built 2008
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Tax Bill	$4,167 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0044B-00000-027-000`

Property Details

APN / Parcel Number

Primary APN	`0044B-00000-027-000`
Alternative APNs	`0044B 027` `20399`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,722 sqft Heated Area
1st Floor Area	516 sqft
Basement Area	1,398 sqft
Unfinished Basement	1,398 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Area	898 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	33 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20399
Old Parcel Number	0044B 027
Street Address	295 RIVERSTONE DR
City	COVINGTON
State	GA
Zip	30014-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT27 RIVERSTONE ESTATES
Legal Subdivision	RIVERSTONE ESTATES
Legal Lot Number	27
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3011
Census Tract	100600

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 RIVERSTONE DR, COVINGTON, GA 30014-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2009
Deed Sale	Oct 14, 2009
Prior Sale	Nov 4, 2008
Deed Document Number	0002763296
Deed Book / Page	2763 / 296
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	295 RIVERSTONE DR, COVINGTON, GA 30014-5030
Document Number	0040970662
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 RIVERSTONE DR COVINGTON GA 300145030, COVINGTON, GA 30014-5030

Mortgage

Document Number	0040970662
Date	Nov 16, 2020
Book Page	004097/000662
Instrument	16636

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2040

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,167.00 (-0.33%) Homeowner's exemption	$170,960 (+2.13%) Land $26,000 Building $144,960	$427,400 (+2.13%) Land $65,000 Building $362,400
2024	$4,181.00 (+27.39%) Homeowner's exemption	$167,400 (+5.44%) Land $26,000 Building $141,400	$418,500 (+5.44%) Land $65,000 Building $353,500
2023		$158,760 Land $10,000 Building $148,760	$396,900 Land $25,000 Building $371,900
2022	$3,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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