295 Ridge Rd, Fairplay, CO 80440 Property Records

Park County property record for 295 Ridge Rd, Fairplay, CO 80440

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,544 sqft · built 2004
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$477,500 (Jul 2019)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0037508`

Property Details

APN / Parcel Number

Primary APN	`R0037508`
Alternative APN	`37508`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	556 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Interior Walls	Log

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Terrain	Other
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	418 sqft
Deck Area	314 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	37508
Street Address	295 RIDGE RD
City	FAIRPLAY
State	CO
Zip	80440-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T10 R76 S32 NW4 REDHILL FOREST FILING 3 NEW LOT 328
Legal Range	76
Legal Township	10
Legal Section	32
Legal Quarter	NW
Legal Subdivision	REDHILL FOREST FLG 3
Legal Lot Number	328
Jurisdiction	PARK CO
Township / Civil Division	FAIRPLAY
Census Block Group	1
Census Block	1457
Census Tract	400

Owner

Source: Park County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	295 RIDGE RD, FAIRPLAY, CO 80440-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit THE DISTRICT CU
Jul 18, 2019	Warranty Deed, Transfer · Conventional with PMI NOVA FIN'L & INV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Document Number	757166
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARK CO
Property Address	295 RIDGE RD, FAIRPLAY, CO 80440-4002
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000805839
Date	Nov 8, 2023
Instrument	805839

Lender

Name	THE DISTRICT CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PARK CO
Recording Date	Jul 18, 2019
Property Address	295 RIDGE RD, FAIRPLAY, CO 80440-4002
Document Number	0000757166
Instrument Date	Jul 16, 2019
Instrument	757166
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1070 S ELMIRA ST DENVER CO 802471906, DENVER, CO 80247-1906

Mortgage

Document Number	757168
Date	Jul 18, 2019
Instrument	757168

Lender

Name	NOVA FIN'L & INV
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Park County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Park County
Unified School District	Park County School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+14.08%)	$46,780 (-2.58%) Land $3,250 Building $43,530	$748,463 (-3.01%) Land $51,972 Building $696,491
2023	$2,791.00 (+47.52%)	$48,020 (+62.39%) Land $3,080 Building $44,940	$771,718 (+81.42%) Land $49,422 Building $722,296
2022	$1,892.00	$29,570 Land $1,250 Building $28,320	$425,365 Land $17,923 Building $407,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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