St. Clair County property record for 295 Ranch Dr, Pell City, AL 35128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,740 sqft · built 1988 |
| Lot Size | 41 acres (1,785,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,500 (Aug 2015) |
| Tax Bill | $809 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 28-02-09-0-000-003.001 |
| Primary APN | 28-02-09-0-000-003.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,785,960 sqft (41 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00512382 |
|---|---|
| Street Address | 295 RANCH DR |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PO NE4 OF NW4 & NW4 NE4 W OF WOLF CRK LESS A STRIP 73 YARDS OF UNIFORM WIDTH OFF SOUTH END 41 AC 9-17-3 |
| Legal Range | 03E |
| Legal Township | 17S |
| Legal Section | 09 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 40209 |
295 Ranch Dr is owned and occupied by an individual who acquired it in April 2018.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 RANCH DR, PELL CITY, AL 35128-6294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on File |
| Deed Sale | Aug 21, 2015 · Amount on File |
| Prior Sale | Nov 24, 2014 · Amount on File |
| Deed Book / Page | 2015 / 9784 |
| Last Transfer Date | Apr 20, 2018 |
| Transfer Doc | 0000004487 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 295 Ranch Dr was $809 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $809.00 | $23,700 | $299,820 |
| 2023 | $56,244 Land $18,720 Building $37,524 | $281,220 Land $93,600 Building $187,620 | |
| 2022 | $731.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 295 Ranch Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Ranch Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 83% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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