Rowan County property record for 295 Rainey Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2014 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Sep 2015) |
| Tax Bill | $2,081 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 420 268 |
| Primary APN | 420 268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 295 RAINEY RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-8969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3:SINGLE |
| Legal Description | LOT B .46AC |
| Legal Lot Number | B |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LITAKER |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 51002 |
295 Rainey Rd is owned and occupied by two individuals who acquired it in November 2020.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 RAINEY RD, SALISBURY, NC 28146-8969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2015 · Amount on File |
| Deed Sale | Sep 18, 2015 · Amount on File |
| Prior Sale | Jun 17, 2014 · Amount on File |
| Deed Book / Page | 1258 / 685 |
| Last Transfer Date | Nov 2, 2020 |
| Transfer Doc | 0013600433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 6, 2020 |
| Property Address | 295 RAINEY RD, SALISBURY, NC 28146-8969 |
| Document Number | 0013600433 |
| Book / Page | 1360 / 433 |
| Map Reference | MB 9995 PG 7679 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 RAINEY RD, SALISBURY, NC 28146-8969 |
| Document Number | 0001360434 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 1360/434 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 295 Rainey Rd was $2,081.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Faith Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,081.00 | $210,258 (-) Land $24,000 Building $186,258 | $210,258 Land $24,000 Building $186,258 |
| 2025 | $2,081.00 | $210,258 Land $24,000 Building $186,258 | |
| 2023 | $2,081.00 | $210,258 Land $24,000 Building $186,258 | $210,258 Land $24,000 Building $186,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Rainey Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 295 Rainey Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FAITH serves 1,316 people · EPA ID NC0180055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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