295 Puncheon Ln, Mars Hill, NC 28754 Property Records

Yancey County property record for 295 Puncheon Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,443 sqft · built 1988
Lot Size	2.56 acres (111,514 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (Dec 2020)
Tax Bill	$1,930 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986202759186.000`

Property Details

APN / Parcel Number

Primary APN	`986202759186.000`
Alternative APN	`85801`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Logs
Lot Area	111,514 sqft (2.56 acres)
Terrain	Steep
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	144 sqft
Patio Area	1,017 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	85801
Street Address	295 PUNCHEON LN
City	MARS HILL
State	NC
Zip	28754-8342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOLF LAUREL
Jurisdiction	YANCEY NC
Township / Civil Division	EGYPT
Census Block Group	2
Census Block	2065
Census Tract	960400

Owner

295 Puncheon Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Yancey County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	295 PUNCHEON LN, MARS HILL, NC 28754-8342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Deed Document Number	20203508
Deed Book / Page	837 / 197
Prior Transfer Date	Jan 14, 2011
Prior Transfer Doc	0000645050
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Dec 11, 2020
Property Address	295 PUNCHEON LN, MARS HILL, NC 28754
Document Number	0008370197
Book / Page	837 / 197
Map Reference	MB 2 PG 51
Instrument Date	Dec 11, 2020
Instrument	2020003508
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PHILIPS HWY # HWY7B, 5001, JACKSONVILLE, FL 32207-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1090, MARS HILL, NC 28754-1090

Mortgage

Document Number	2020003509
Date	Dec 11, 2020
Instrument	2020003509

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 295 Puncheon Ln was $1,930, down 0.1% from the year before.

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,930.00 (-0.05%)	$338,700 (-) Land $115,400 Building $223,300
2025	$1,931.00	$338,700 Land $115,400 Building $223,300
2023	$1,376.00	$211,840 Land $61,700 Building $150,140

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 295 Puncheon Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Puncheon Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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