295 Providence St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 295 Providence St, Woonsocket, RI 02895

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 1,941 sqft · built 1885
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Dec 2025)
Tax Bill	$4,329 (2025)
Deeds & Mortgages	Dec 2021 Refinance Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400156`

Property Details

APN / Parcel Number

Primary APN	`400156`
Alternative APN	`WOON M:10I L:118 U:8`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,941 sqft Living Area
Gross Area	3,678 sqft
1st Floor Area	1,321 sqft
Attic	Attic
Attic Area	620 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	400156
Street Address	295 PROVIDENCE ST
City	WOONSOCKET
State	RI
Zip	02895-5173
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	118
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2001
Census Tract	17500

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 N MAIN ST, 727, NORTH SMITHFIELD, RI 02896-7929
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Feb 28, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
May 15, 2019	Deed of Trust, Mortgage · Conventional with PMI RCN CAP
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage BLACK SQUARE REAL EST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	2025241240
Deed Book / Page	2997 / 230
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	295 PROVIDENCE ST, WOONSOCKET, RI 02895-5173
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002688-230
Date	Dec 7, 2021
Book Page	2688/230
Instrument	218902

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Dec 5, 2025
Property Address	295 PROVIDENCE ST, WOONSOCKET, RI 02895-5173
Document Number	002997-230
Book / Page	2997 / 230
Instrument Date	Dec 4, 2025
Instrument	241240
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 N MAIN ST # 727, 727, N SMITHFIELD, RI 02896-7929

Mortgage

Document Number	0000241241
Date	Dec 5, 2025
Instrument	241241

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Feb 28, 2020
Property Address	295 PROVIDENCE ST, WOONSOCKET, RI 02895-5173
Document Number	002510-319
Book / Page	2510 / 319
Instrument Date	Feb 28, 2020
Instrument	206221
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 HIGH ST, CUMBERLAND, RI 02864-7622

Mortgage

Document Number	0000206222
Date	Feb 28, 2020
Instrument	206222

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	295 PROVIDENCE ST, WOONSOCKET, RI 02895-5173
Document Number	2438-176
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	57 FAIRVIEW DR WOONSOCKET RI 02895, WOONSOCKET, RI 02895

Mortgage

Document Number	2438-176
Date	May 17, 2019
Book Page	002438/000176
Instrument	23

Lender

Name	RCN CAP
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 30, 2018
Property Address	295 PROVIDENCE ST, WOONSOCKET, RI 02895-5173
Document Number	2377-129
Book / Page	002377 / 000129
Instrument Date	Jul 27, 2018
Instrument	196132
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	59 WOONASQUATUCKET AVE NORTH PROVIDENCE RI 029113163, NORTH PROVIDENCE, RI 02911-3163

Mortgage

Document Number	2377-132
Date	Jul 30, 2018
Book Page	002377/000132
Instrument	196133

Lender

Name	BLACK SQUARE REAL EST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,329.00 (+12.35%)	$385,500 (+39.88%) Land $90,900 Building $294,600	$418,608
2023	$3,853.00	$275,600 (-) Land $92,600 Building $183,000
2022	$3,853.00	$275,600 Land $92,600 Building $183,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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