Jackson County property record for 295 Providence Rd, Sylva, NC 28779 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,481 sqft · built 1987 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,178 (2023) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7643-62-8469 |
| Primary APN | 7643-62-8469 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,481 sqft Heated Area |
| 1st Floor Area | 1,408 sqft |
| Upper Floors Area | 691 sqft |
| Basement Area | 1,382 sqft |
| Finished Basement | 1,382 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 58,806 sqft (1.35 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 60 sqft |
| Patio Area | 628 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 50519 |
|---|---|
| Street Address | 295 PROVIDENCE RD |
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 TIMBERIDGE |
| Legal Township | 27 |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950300 |
Source: Jackson County records · APN 7643-62-8469
Assessment roll updated January 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 812, CULLOWHEE, NC 28723-0812 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 1993 |
| Deed Sale | Jul 23, 1993 |
| Deed Document Number | 0000836246 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 295 PROVIDENCE RD, SYLVA, NC 28779 |
| Document Number | 0022141268 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 295 PROVIDENCE RD SYLVA NC 28779, SYLVA, NC 28779 |
| Document Number | 0022141268 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 002214/001268 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | SYLVA, NC 28779 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 23, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,178.00 | $310,130 Land $76,100 Building $234,030 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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