Barnstable County and Sandwich Town property record for 295 Phillips Rd, Sandwich, MA 02563
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 3,521 sqft · built 2023 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $18,091 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan May 2026 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | SAND M:0095 B:0003 |
| Primary APN | SAND M:0095 B:0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,521 sqft Living Area |
| Gross Area | 2,481 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 12127 |
|---|---|
| Street Address | 295 PHILLIPS RD |
| City | SANDWICH |
| State | MA |
| Zip | 02563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3 |
| Jurisdiction | SANDWICH MA |
| Township / Civil Division | SANDWICH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13300 |
295 Phillips Rd is owned by an individual who acquired it in April 2026.
Source: Barnstable County and Sandwich Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 LEXINGTON ST, WESTON, MA 02493-2146 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Construction Mortgage ENTERPRISE BANK & TRUST CO |
| May 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND TRUST COMPANY |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH SHORE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2015 |
| Deed Sale | Mar 25, 2015 |
| Prior Sale | Jul 19, 2013 · Amount on File |
| Last Transfer Date | Apr 30, 2026 |
| Transfer Doc | 0001543009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDWICH MA |
| Property Address | 295 PHILLIPS RD, SANDWICH, MA 02563 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001491098 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 1491098 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANDWICH MA |
| Recording Date | May 1, 2026 |
| Property Address | 295 PHILLIPS RD, SANDWICH, MA 02563 |
| Document Number | 0001543009 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261543009 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 LEXINGTON ST, WESTON, MA 02493-2146 |
| Date | May 1, 2026 |
|---|
| Name | ROCKLAND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | May 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDWICH MA |
| Property Address | 295 PHILLIPS RD, SANDWICH, MA 02563 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001401480 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 1401480 |
| Name | SOUTH SHORE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 295 Phillips Rd was $18,091.
Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Sandwich Town |
| Unified School District | Sandwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,091.00 | $1,711,500 Land $1,495,500 Building $216,000 | $1,701,735 |
| 2023 | $12,168.00 | $1,058,100 Land $822,700 Building $235,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Phillips Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 13 (1978–2018) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 295 Phillips Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SAGAMORE WATER DISTRICT serves 4,668 people · EPA ID MA4036002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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