295 Phillips Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 295 Phillips Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,808 sqft · built 2008
Lot Size	21.1 acres (919,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2019)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97 22 9`

Property Details

APN / Parcel Number

Primary APN	`97 22 9`
Alternative APNs	`25533` `24107`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,808 sqft Living Area
1st Floor Area	2,808 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	919,116 sqft (21.1 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24107
Street Address	295 PHILLIPS LN
City	BUMPASS
State	VA
Zip	23024-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PHILLIPS ESTATES PB 8/1346-47 LOT 9 DB 1609/164 21.1AC
Legal Subdivision	PHILLIPS ESTATES
Legal Lot Number	9
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3031
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 PHILLIPS LN, BUMPASS, VA 23024-2362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	20193182
Deed Book / Page	1609 / 164
Prior Transfer Date	Aug 1, 2007
Prior Transfer Doc	01091/0871
Record Updated	Oct 29, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 23, 2019
Property Address	295 PHILLIPS LN, BUMPASS, VA 23024-2362
Document Number	0000003182
Book / Page	001609 / 000164
Instrument Date	Apr 8, 2019
Instrument	3182
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 PHILLIPS LN BUMPASS VA 230242362, BUMPASS, VA 23024-2362

Mortgage

Document Number	3183
Date	Apr 23, 2019
Book Page	001609/000168
Instrument	3183

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$827,814 (+5.74%) Land $151,100 Building $676,714	$827,814 (+5.74%) Land $151,100 Building $676,714
2025	$5,135.00 (+7.88%)	$782,900 (+14.36%) Land $123,800 Building $659,100	$782,900 (+14.36%) Land $123,800 Building $659,100
2024	$4,760.00 (+73.79%)
2023		$684,600 Land $101,900 Building $582,700
2022	$2,739.00		$684,600 Land $101,900 Building $582,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20