295 Perry Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 295 Perry Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1964
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2009)
Tax Bill	$13,714 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-05806-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`19-05806-0000-00025`
Alternative APN	`190580600025`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	295 PERRY AVE
City	UNION
State	NJ
Zip	07083-4291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5806
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1003
Census Tract	32800

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 PERRY AVE, UNION, NJ 07083-4291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2009 · Amount on Record
Deed Sale	Nov 9, 2009 · Amount on Record
Deed Document Number	2009814
Deed Book / Page	5788 / 947
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	295 PERRY AVE, UNION, NJ 07083-4291
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL NATL SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 PERRY AVE 1, 1, UNION, NJ 07083-4292

Mortgage

Document Number	0157452120
Date	Jan 8, 2026
Book Page	15745/2120
Instrument	87317

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year T-Bill
Max Rate	5.5%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	295 PERRY AVE, UNION, NJ 07083-4291
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151992594
Date	Apr 12, 2022
Book Page	15199/2594
Instrument	35453

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,800 (-) Land $20,000 Building $38,800	$58,800 (-) Land $20,000 Building $38,800
2025	$13,714.00 (+4.35%)	$58,800 (-) Land $20,000 Building $38,800	$58,800 (-) Land $20,000 Building $38,800
2024	$13,142.00 (+6.86%)
2023		$58,800 Land $20,000 Building $38,800	$58,800 Land $20,000 Building $38,800
2022	$12,298.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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