Macon County property record for 295 Pendergrass Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 952 sqft · built 1974 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Nov 2022) |
| Tax Bill | $343 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6576384490 |
| Primary APN | 6576384490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Heated Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,117 sqft (0.37 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 272 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 153884 |
|---|---|
| Street Address | 295 PENDERGRASS RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-6509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | BOWMAN & SANDERS SUB |
| Legal Subdivision | SANDERS SUB |
| Jurisdiction | MACON NC |
| Township / Civil Division | BURNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 970200 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 PENDERGRASS RD, FRANKLIN, NC 28734-6509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on Record |
| Deed Sale | Nov 16, 2022 · Amount on Record |
| Prior Sale | Jul 25, 1991 |
| Deed Document Number | 20228784 |
| Deed Book / Page | 42 / 1584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Nov 16, 2022 |
| Property Address | 295 PENDERGRASS RD, FRANKLIN, NC 28734-6509 |
| Document Number | 00F42/1584 |
| Book / Page | F-42 / 1584 |
| Instrument Date | Nov 12, 2022 |
| Instrument | 2022008784 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 AIRPORT RD S, NAPLES, FL 34104-4366 |
| Name | Verified Name |
|---|---|
| Address | 295 PENDERGRASS RD, FRANKLIN, NC 28734-6509 |
| Document Number | 00F42/1589 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | F-42/1589 |
| Instrument | 2022008785 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.65% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.65% |
| Index | 5-Year TN |
| Max Rate | 10.6% |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $343.00 | $64,120 (-) Land $22,120 Building $42,000 | $64,120 (-) Land $22,120 Building $42,000 |
| 2025 | $343.00 (+3.63%) | ||
| 2023 | $331.00 (+8.52%) | $64,120 (+68.38%) Land $22,120 Building $42,000 | $64,120 (+68.38%) Land $22,120 Building $42,000 |
| 2022 | $305.00 | $38,080 Land $10,190 Building $27,890 | $38,080 Land $10,190 Building $27,890 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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