Westmoreland County property record for 295 Paynes Point Dr, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,657 sqft · built 2014 |
| Lot Size | 3.54 acres (154,551 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,800 (Dec 2013) |
| Tax Bill | $4,258 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6N-4 |
| Primary APN | 6N-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,657 sqft Living Area |
| Basement Area | 1,544 sqft |
| Unfinished Basement | 1,544 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Mud Sill |
| Roof Material | Composition Shingle |
| Lot Area | 154,551 sqft (3.54 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 25421 |
|---|---|
| Old Parcel Number | 6N-4 |
| Street Address | 295 PAYNES POINT DR |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYNES POINT SUBD LOT 4 3.548 ACDB 854 PG 496 R/S |
| Legal Subdivision | PAYNES POINT |
| Legal Lot Number | 4 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10401 |
295 Paynes Point Dr is owned and occupied by an individual who bought it in December 2013.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 PAYNES POINT DR, COLONIAL BEACH, VA 22443-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2013 · Amount on File |
| Deed Sale | Dec 9, 2013 · Amount on File |
| Deed Document Number | 0000854496 |
| Deed Book / Page | 854 / 496 |
| Prior Transfer Date | Dec 4, 2013 |
| Prior Transfer Doc | 000854/496 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 295 Paynes Point Dr was $4,258.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,258.00 | $626,300 Land $81,300 Building $545,000 | $626,300 Land $81,300 Building $545,000 |
| 2023 | $3,883.00 | $626,300 Land $81,300 Building $545,000 | $626,300 Land $81,300 Building $545,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Paynes Point Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Paynes Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POTOMAC WESTMORELAND SHORES private · serves 1,743 people · EPA ID VA4193760 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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