295 Park Ave, Marion, NC 28752 Property Records

McDowell County property record for 295 Park Ave, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,228 sqft · built 1948
Lot Size0.222 acres (9,660 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jul 2020)
Tax Bill$747 (2025)
Deeds & MortgagesMay 2024 Transfer
Dec 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN1701-08-89-1459

Property Details

APN / Parcel Number

Primary APN1701-08-89-1459
Alternative APNs
  • 72633
  • 81939

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,228 sqft Heated Area
Gross Area2,291 sqft
1st Floor Area1,228 sqft
Basement Area930 sqft
Unfinished Basement930 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsbestos
Lot Area9,660 sqft (0.222 acres)
Lot Dimensions105 ft deep x 92 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number81939
Street Address295 PARK AVE
CityMARION
StateNC
Zip28752-3747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRT LT 22 & 21 PB1 PG 142
Legal Lot Number21-22
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group3
Census Block3005
Census Tract970300

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address30 LOCUST ST, BLACK MOUNTAIN, NC 28711-9751
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Intrafamily Transfer, Transfer
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jul 7, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2020 · Amount on Record
Deed SaleJul 7, 2020 · Amount on Record
Prior SaleDec 8, 2016 · Amount on Record
Deed Document Number20203239
Deed Book / Page1314 / 646
Last Transfer DateApr 24, 2024
Transfer Doc0014670471
Record UpdatedJun 8, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCDOWELL NC
Recording DateMay 1, 2024
Property Address295 PARK AVE, MARION, NC 28752-3747
Document Number0014670471
Book / Page1467 / 471
Instrument DateMay 1, 2024
Instrument2024002045
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address30 LOCUST ST, BLACK MOUNTAIN, NC 28711-9751

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 LOCUST ST, BLACK MOUNTAIN, NC 28711-9751

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address295 PARK AVE, MARION, NC 28752-3747
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013800630
DateDec 13, 2021
Book Page1380/630
Instrument2021007952
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressBLACK MOUNTAIN, NC 28711
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJul 7, 2020
Property Address295 PARK AVE, MARION, NC 28752-3747
Document Number0013140646
Book / Page1314 / 646
Instrument DateJul 7, 2020
Instrument2020003239
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 PARK AVE, MARION, NC 28752-3747

Mortgage

Document Number2020003240
DateJul 7, 2020
Instrument2020003240
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityMarion City
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$747.00$124,950 (-) Land $30,000 Building $94,950
2023$747.00$124,950 Land $30,000 Building $94,950$124,950 Land $30,000 Building $94,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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