295 Orange St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 295 Orange St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,740 sqft · built 1908
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Dec 2023)
Tax Bill	$3,021 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09340 P:0110`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09340 P:0110`
Alternative APN	`93400110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	11,021 sqft (0.253 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	93400110
Street Address	295 ORANGE ST
City	SPRINGFIELD
State	MA
Zip	01108-1318
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3008
Census Tract	802300

Owner

295 Orange St, a duplex, is owned and occupied by an individual who bought it in December 2023.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	295 ORANGE ST, SPRINGFIELD, MA 01108-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Feb 28, 2020	Quit Claim Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Book / Page	25274 / 55
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 27, 2023
Property Address	295 ORANGE ST, SPRINGFIELD, MA 01108-1318
Document Number	0025274-55
Book / Page	25274 / 55
Instrument Date	Dec 27, 2023
Instrument	61485
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GALE ST # 2, 2, MALDEN, MA 02148-5320

Mortgage

Document Number	0000061486
Date	Dec 27, 2023
Instrument	61486

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 28, 2020
Property Address	295 ORANGE ST, SPRINGFIELD, MA 01108-1318
Document Number	23105-586
Book / Page	023105 / 000586
Instrument Date	Feb 27, 2020
Instrument	10976
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36 QUINNEBTUK CIR LONGMEADOW MA 01106, LONGMEADOW, MA 01106
Investor	Possibly a Property Investor

Mortgage

Document Number	23105-588
Date	Feb 28, 2020
Book Page	023105/000588
Instrument	10977

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Feb 27, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 295 Orange St was $3,021, up 5% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,021.00 (+5.01%)	$195,400 (+6.49%) Land $51,100 Building $144,300	$285,370
2025	$2,877.00	$183,500 Land $32,400 Building $151,100
2023	$3,205.00	$188,000 Land $29,500 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Orange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 295 Orange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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