295 Old Dam Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 295 Old Dam Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,188 sqft · built 1993
Lot Size	0.248 acres (10,792 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Nov 2015)
Tax Bill	$23,997 (2026)
Deeds & Mortgages	Jan 2022 Refinance Nov 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:234 B:223`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:234 B:223`
Alternative APNs	`FFLD M:234 B:223` `M:234 L:223 X` `18336`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	6,401 sqft
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,792 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18336
Street Address	295 OLD DAM RD
City	FAIRFIELD
State	CT
Zip	06824-6385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BD
Legal Block	223
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3000
Census Tract	61600

Owner

295 Old Dam Rd is owned and occupied by two individuals who bought it in November 2015.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 OLD DAM RD, FAIRFIELD, CT 06824-6385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Dec 6, 2018	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2015 · Amount on File
Deed Sale	Nov 5, 2015 · Amount on File
Prior Sale	Oct 6, 2004 · Amount on File
Deed Book / Page	5337 / 343
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	295 OLD DAM RD, FAIRFIELD, CT 06824-6385
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006264-333
Date	Jan 4, 2022
Book Page	6264/333
Instrument	2022-0100

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	295 OLD DAM RD, FAIRFIELD, CT 06824-6385
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006240-209
Date	Nov 8, 2021
Book Page	6240/209
Instrument	2021-11768

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	295 OLD DAM RD, FAIRFIELD, CT 06824-6385
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5730-260
Date	Dec 6, 2018
Book Page	5730/260
Instrument	2018-7954

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 295 Old Dam Rd was $23,997, up 11.5% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,997.00 (+11.5%)	$1,250,516 (+64.95%) Land $724,046 Building $526,470	$2,247,088 (+323.44%)
2025	$21,522.00	$758,100 Land $392,630 Building $365,470	$530,670 Land $274,841 Building $255,829
2024	$21,522.00 (+3.2%)
2023	$20,855.00	$758,100 Land $392,630 Building $365,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Old Dam Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 295 Old Dam Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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