295 Ocean View Ave, Del Mar, CA 92014 Property Records

San Diego County property record for 295 Ocean View Ave, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,482 sqft · built 2000
Lot Size	0.328 acres (14,300 sqft)
Owner	2 Company Names on Record
Last Sale	$3,500,000 (Apr 2015)
Tax Bill	$45,145 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`301-024-01-00`

Property Details

APN / Parcel Number

Primary APN	`301-024-01-00`
Alternative APN	`2564121500`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,482 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	14,300 sqft (0.328 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	295 OCEAN VIEW AVE
City	DEL MAR
State	CA
Zip	92014-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK C LOT 1 TR 002424
Legal Subdivision	TORREY PINES ARROYA
Legal Tract	002424
Legal Block	C
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1021
Census Tract	17201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	295 OCEAN VIEW AVE, DEL MAR, CA 92014-3347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 4, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Dec 15, 2016	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2015 · Amount on Record
Deed Sale	Apr 3, 2015 · Amount on Record
Prior Sale	Sep 10, 2010 · Amount on Record
Deed Document Number	2015159406
Last Transfer Date	Jun 28, 2024
Transfer Doc	0000199530
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	295 OCEAN VIEW AVE, DEL MAR, CA 92014-3347
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 OCEAN VIEW AVE, DEL MAR, CA 92014-3347

Mortgage

Document Number	0000033700
Date	Feb 9, 2024
Instrument	2024-0033700

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	295 OCEAN VIEW AVE, DEL MAR, CA 92014-3347
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 OCEAN VIEW AVE, DEL MAR, CA 92014-3347

Mortgage

Document Number	0000790699
Date	Nov 16, 2021
Instrument	2021-0790699

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.87%
Index	1-Month LIBOR
Max Rate	6.87%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	295 OCEAN VIEW AVE, DEL MAR, CA 92014-3347
Document Number	0000245754
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	295 OCEAN VIEW AVE DEL MAR CA 920143347, DEL MAR, CA 92014-3347

Mortgage

Document Number	0000245754
Date	May 14, 2020
Instrument	245754

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	295 OCEAN VIEW AVE, DEL MAR, CA 92014-3347
Document Number	0000013103
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 16, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	295 OCEAN VIEW AVE DEL MAR CA 920143347, DEL MAR, CA 92014-3347

Mortgage

Document Number	0000013103
Date	Jan 10, 2017
Instrument	13103

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Del Mar City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,326,820 (+2%) Land $3,321,966 Building $1,004,854
2025	$45,145.00 (+2.02%)	$4,241,981 (+4.04%) Land $3,256,830 Building $985,151
2024	$44,252.00 (+2.25%)
2023	$43,278.00 (+1.63%) Homeowner's exemption	$4,077,262 Land $3,130,364 Building $946,898
2022	$42,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Nearby Flood Policies	84 in force
Nearby Flood Claims	4 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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