295 NW 11th St, Cedaredge, CO 81413 Property Records

Delta County property record for 295 NW 11th St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,484 sqft · built 1983
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2022)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R002362`

Property Details

APN / Parcel Number

Primary APN	`R002362`
Alternative APN	`319319402018`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,484 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Radiant
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R002362
Street Address	295 NW 11TH ST
City	CEDAREDGE
State	CO
Zip	81413-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	295 NW 11TH ST CEDAREDGE 81413 S: 19 T: 13S R: 94W SUBDIVISION: CEDAR ROCK SUBDIVISION LOT: 23 TOTAL AC 0.29+-(N120.13, S124.95, E100.00, W100.08) LOT 23 CEDAR ROCK SUB. SEC 19 T13S R94W 6PM SE4SE4 BK 504 PG 688 BK 557 PG 834 BK 708 PG 732 BK 741 PG
Legal Subdivision	CEDAR ROCK SUBDIVISION
Legal Lot Number	23
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1021
Census Tract	965201

Owner

295 NW 11th St is owned and occupied by an individual who bought it in May 2022.

Source: Delta County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	2022739682
Prior Transfer Date	Apr 23, 2013
Prior Transfer Doc	0000666082
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 31, 2022
Property Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418
Document Number	0000739682
Instrument Date	May 25, 2022
Instrument	739682
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418

Mortgage

Document Number	0000739683
Date	May 31, 2022
Instrument	739683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418

Mortgage

Document Number	0000732270
Date	Aug 31, 2021
Instrument	732270

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000722424
Date	Oct 2, 2020
Instrument	722424

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Aug 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 1, 2019
Property Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418
Document Number	0000712691
Instrument Date	Jul 31, 2019
Instrument	712691
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 NW 11TH ST, CEDAREDGE, CO 81413-3418

Mortgage

Document Number	0000712692
Date	Aug 1, 2019
Instrument	712692

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 295 NW 11th St was $1,336, up 12.4% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (+12.36%)	$19,347 (+10.85%) Land $2,813 Building $16,534	$309,537 Land $45,000 Building $264,537
2024	$1,189.00 (+4.12%)	$17,453 (-) Land $2,213 Building $15,240
2023	$1,142.00 (+6.33%)	$17,453 (+8.83%) Land $2,213 Building $15,240	$260,495 (+12.89%) Land $33,027 Building $227,468
2022	$1,074.00	$16,037 Land $2,016 Building $14,021	$230,747 Land $29,000 Building $201,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 NW 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 NW 11th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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