295 North Ave, Sparta, MO 65753 Property Records

Christian County property record for 295 North Ave, Sparta, MO 65753

Property Summary

Property Type	Public Utility (Electric, Water, Gas, Etc.)
Details	2 bd · 1 ba · 820 sqft · built 1954
Lot Size	0.576 acres (25,074 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,041 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-0.7-25-3-3-10`

Property Details

APN / Parcel Number

Primary APN	`12-0.7-25-3-3-10`
Alternative APN	`12-0.7-25-003-003-010.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	820 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	820 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	25,074 sqft (0.576 acres)
Lot Dimensions	199 ft deep x 126 ft wide
Garage Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	295 NORTH AVE
City	SPARTA
State	MO
Zip	65753-9484
Property Category	Public Works
Property Type	Public Works > Public Utility (Electric, Water, Gas, Etc.)
Legal Description	BEG 625 E & 223 S OF NWC SW SW THENCE W199 S126 E199 N126 TO BEG (* SB-190 APPROVED APPLICANT *)
Legal Range	20W
Legal Township	27N
Legal Section	25
Legal Subdivision	SPARTA TOWN OF IN
Jurisdiction	CHRISTIAN MO
Township / Civil Division	SPARTA
Census Block Group	1
Census Block	1011
Census Tract	20402

Owner

295 North Ave, a public works property, is owned by two individuals who acquired it in August 2025.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 NORTH AVE, SPARTA, MO 65753-9484
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 23, 2021	Deed of Trust, Mortgage · Construction Mortgage LEGACY BANK & TRUST
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit OZARK BK
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit OZARK BK
Aug 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 29, 2019	Deed of Trust, Mortgage · Line of Credit OZARK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022
Deed Sale	Jul 8, 2022
Prior Sale	Apr 30, 2015 · Amount on File
Deed Document Number	202210447
Deed Book / Page	2022 / 10340
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000009992
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	295 NORTH AVE, SPARTA, MO 65753-9484
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	OZARK ABSTRACT AND TITLE, OZARK ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 NORTH AVE, SPARTA, MO 65753-9484

Mortgage

Document Number	0202122920
Date	Dec 20, 2021
Book Page	2021/22920
Instrument	2021L23128

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	295 NORTH AVE, SPARTA, MO 65753-9484
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202105425
Date	Mar 23, 2021
Book Page	2021/5425
Instrument	2021L05461

Lender

Name	LEGACY BANK & TRUST
Type	Bank
Address	SPARTA, MO 65753

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	295 NORTH AVE, SPARTA, MO 65753-9484
Document Number	0202017192
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	295 NORTH AVE SPARTA MO 657539484, SPARTA, MO 65753-9484

Mortgage

Document Number	0202017192
Date	Oct 19, 2020
Book Page	002020/017192
Instrument	17355

Lender

Name	OZARK BK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	295 NORTH AVE, SPARTA, MO 65753-9484
Document Number	0202002546
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	735 HERD RD SPARTA MO 65753, SPARTA, MO 65753

Mortgage

Document Number	0202002546
Date	Feb 28, 2020
Book Page	002020/002546
Instrument	2573

Lender

Name	OZARK BK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 28, 2019
Property Address	295 NORTH AVE, SPARTA, MO 65753-9484
Document Number	0201911281
Book / Page	002019 / 011281
Instrument Date	Aug 27, 2019
Instrument	11395
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8045 STATE HIGHWAY 14 E SPARTA MO 657531105, SPARTA, MO 65753-1105

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	295 NORTH AVE, SPARTA, MO 65753-9484
Document Number	0201906422
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 N 2ND AVE OZARK MO 657218453, OZARK, MO 65721-8453

Mortgage

Document Number	0201906422
Date	May 30, 2019
Book Page	002019/006422
Instrument	6491

Lender

Name	OZARK BK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Sparta City
Unified School District	Sparta R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,540	$208,100 Land $25,000 Building $183,100
2024	$2,041.00
2023		$37,050	$195,000 Land $25,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 North Ave is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA PWS serves 1,946 people · EPA ID MO5010752
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
WON Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: White River Connect.

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