Lincoln County property record for 295 Norman Ave, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,690 sqft · built 1976 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,200 (Mar 2023) |
| Tax Bill | $986 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2022 Mortgage |
| APN | R569006 |
| Primary APN | R569006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Porch | Slab |
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000008184 |
|---|---|
| Street Address | 295 NORMAN AVE |
| City | LIBBY |
| State | MT |
| Zip | 59923-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODWAY PARK 2ND ADDN, S05, T30 N, R31 W, BLOCK 12, LOT 10, ACRES 0.2306 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 05 |
| Legal Subdivision | WOODWAY PARK 2ND ADDN |
| Legal Block | 12 |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 300 |
Source: Lincoln County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 NORMAN AVE, LIBBY, MT 59923-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2023 | Warranty Deed, Transfer · VA Mortgage UMORTGAGE LLC |
| Aug 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN COUNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on Record |
| Deed Sale | Mar 10, 2023 · Amount on Record |
| Deed Document Number | 2023304934 |
| Deed Book / Page | 400 / 736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Mar 10, 2023 |
| Property Address | 295 NORMAN AVE, LIBBY, MT 59923-3223 |
| Document Number | 000400/736 |
| Book / Page | 400 / 736 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 304934 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | NOT AVAILABLE, FLYING S TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 NORMAN AVE, LIBBY, MT 59923-3223 |
| Document Number | 0000304935 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 304935 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 295 NORMAN AVE, LIBBY, MT 59923-3223 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000398/94 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 398/94 |
| Instrument | 302067 |
| Name | LINCOLN COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | LIBBY, MT 59923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2052 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986.00 (+12.05%) | $279,700 (-) | |
| 2025 | $880.00 (-51.7%) | $279,700 (+7.49%) | $279,700 (+7.49%) Land $54,097 Building $225,603 |
| 2023 | $1,822.00 | $260,200 | $260,200 Land $41,518 Building $218,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1996–1998) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1998 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
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