295 NE River Rd, Mayo, FL 32066 Property Records

Lafayette County property record for 295 NE River Rd, Mayo, FL 32066

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,384 sqft · built 1992
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$220,000 (May 2026)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`34-04-12-0020-0010-00040`

Property Details

APN / Parcel Number

Primary APN	`34-04-12-0020-0010-00040`
Alternative APN	`0020001000040`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Width	75.2 ft Width
View / Lot	River

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	640 sqft
Deck Area	1,200 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	295 NE RIVER RD
City	MAYO
State	FL
Zip	32066-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 0000.34 ACRES LOT 4 BLK. 1 SUWANNEE SHORES PB A P. 20 PUBLIC RECORDS LAFAYETTE CO. FL. OR BK 85 P. 308. OR BK 88 P. 556; OR BK 121 P. 130; OR BK 155 P. 148; OR BK 216 P. 363- 364 & OR BK 217 P. 292-293. OR BK 312 P 173 OR BK 319 P 284 AS TRUSTEES
Legal Range	12E
Legal Township	04S
Legal Section	34
Legal Subdivision	SUWANNEE SHORES
Legal Block	1
Legal Lot Number	4
Jurisdiction	LAFAYETTE FL
Township / Civil Division	MAYO
Census Block Group	2
Census Block	2001
Census Tract	960202

Owner

295 NE River Rd is owned by a company that bought it in May 2026.

Source: Lafayette County records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	110 NE TRESTLE DR, MAYO, FL 32066-5342
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Correction Deed SONSHINE TITLE SERVICES INC
Mar 5, 2026	Correction Deed SONSHINE TITLE SERVICES INC
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Mar 5, 2026 · Amount on File
Deed Document Number	20261423
Deed Book / Page	489 / 154
Prior Transfer Date	Mar 2, 2026
Prior Transfer Doc	0034000970
Record Updated	Sep 20, 2026

May 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAFAYETTE FL
Recording Date	May 7, 2026
Property Address	295 NE RIVER RD, MAYO, FL 32066-5303
Document Number	0000001423
Book / Page	489 / 154
Instrument Date	Apr 21, 2026
Instrument	20261423
Record Updated	Aug 28, 2026
Title Company	SONSHINE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$155,540.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	110 NE TRESTLE DR, MAYO, FL 32066-5342

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAFAYETTE FL
Recording Date	Mar 5, 2026
Property Address	295 NE RIVER RD, MAYO, FL 32066-5303
Document Number	0034000970
Book / Page	486 / 178
Map Reference	MB A PG 20
Instrument Date	Mar 2, 2026
Instrument	202634000970
Record Updated	Apr 10, 2026
Title Company	SONSHINE TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1465 NE 154TH TER, STARKE, FL 32091-6563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1465 NE 154TH TER, STARKE, FL 32091-6563

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE FL
Recording Date	Mar 5, 2026
Property Address	295 NE RIVER RD, MAYO, FL 32066-5303
Document Number	0034000971
Book / Page	486 / 179
Map Reference	MB A PG 20
Instrument Date	Mar 2, 2026
Instrument	202634000971
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	SONSHINE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1465 NE 154TH TER, STARKE, FL 32091-6563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 NE TRESTLE DR, MAYO, FL 32066-5342

Mortgage

Document Number	0000486180
Date	Mar 5, 2026
Instrument	486/180

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 295 NE River Rd was $2,090, up 11.1% from the year before.

Source: Lafayette County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lafayette County
Unified School District	Lafayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+11.05%)	$229,722 (+4.38%) Land $40,000 Building $189,722	$229,722 (+4.38%) Land $40,000 Building $189,722
2024	$1,882.00 (+4.04%)	$220,081 (+2.75%)	$220,081 (+2.75%) Land $40,000 Building $180,081
2023	$1,809.00 (+11.53%)	$214,188 (+19.04%)	$214,188 (+19.04%) Land $35,000 Building $179,188
2022	$1,622.00	$179,926	$179,926 Land $25,000 Building $154,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 NE River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 NE River Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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