295 N 2040 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 295 N 2040 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,332 sqft · built 2014
Lot Size	0.218 acres (9,476 sqft)
Owner	2 Individual Names on File
Last Sale	$766,327 (May 2024)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	May 2024 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-881-0417`

Property Details

APN / Parcel Number

Primary APN	`46-881-0417`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,332 sqft Living Area
Gross Area	3,822 sqft
Basement Area	1,029 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	9,476 sqft (0.218 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	419 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	295 N 2040 E
City	SPANISH FORK
State	UT
Zip	84660-6077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 417, PLAT J, MAPLE MOUNTAIN AT SPANISH FORK SUB AREA 0.218 AC.
Legal Subdivision	MAPLE MOUNTAIN AT SPANISH FORK SUB
Legal Lot Number	417
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	3
Census Block	3017
Census Tract	10307

Owner

295 N 2040 E is owned and occupied by two individuals who bought it in May 2024.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 N 2040 E, SPANISH FORK, UT 84660-6077
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Jun 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Jun 3, 2020 · Amount on File
Deed Document Number	202428608
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000075873
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 2, 2024
Property Address	295 N 2040 E, SPANISH FORK, UT 84660-6077
Document Number	0000028608
Instrument Date	May 1, 2024
Instrument	28608:2024
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 N 2040 E, SPANISH FORK, UT 84660-6077

Mortgage

Document Number	0000028612
Date	May 2, 2024
Instrument	28612:2024

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 3, 2020
Property Address	295 N 2040 E, SPANISH FORK, UT 84660-6077
Document Number	0000075873
Instrument Date	May 29, 2020
Instrument	75873:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 N 2040 E, SPANISH FORK, UT 84660-6077

Mortgage

Document Number	0000075874
Date	Jun 3, 2020
Instrument	75874:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 295 N 2040 E was $3,062.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,660 (-42.79%)	$601,200 (+4.01%) Land $230,500 Building $370,700
2025	$3,062.00	$578,000 Land $230,500 Building $347,500	$578,000 Land $230,500 Building $347,500
2024	$3,062.00 (+3.45%)
2023	$2,960.00 (-2.82%)	$305,525	$555,500 Land $219,400 Building $336,100
2022	$3,046.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 N 2040 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 N 2040 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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