295 Mountain Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 295 Mountain Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,407 sqft · built 1985
Lot Size	4.74 acres (206,492 sqft)
Owner	Company Name on Record
Last Sale	$399,000 (Jul 2005)
Tax Bill	$9,842 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MAP 125,144`

Property Details

APN / Parcel Number

Primary APN	`MAP 125,144`
Alternative APN	`WILB M:8000 B:100 L:3419`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,407 sqft Living Area
Gross Area	5,860 sqft
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	206,492 sqft (4.74 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 125,144
Street Address	295 MOUNTAIN RD
City	WILBRAHAM
State	MA
Zip	01095-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Subdivision	ROSEMARY P HOULIHAN
Legal Block	100
Legal Lot Number	3419
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3010
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	295 MOUNTAIN RD, WILBRAHAM, MA 01095-1750
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2005 · Amount on Record
Deed Sale	Jul 5, 2005 · Amount on Record
Deed Document Number	2005133029
Deed Book / Page	15147 / 338
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	295 MOUNTAIN RD, WILBRAHAM, MA 01095-1750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21995-194
Date	Dec 20, 2017
Book Page	21995/194
Instrument	75314

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	295 MOUNTAIN RD, WILBRAHAM, MA 01095-1750
Document Number	21558-273
Book / Page	021558 / 000273
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	21558-273
Date	Feb 3, 2017
Book Page	021558/000273
Instrument	6459

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2037

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,842.00 (+2.56%)	$564,000 (+5.09%) Land $119,800 Building $444,200	$563,526 (-10.33%)
2025	$9,596.00 (+5.47%)	$536,700 (+9.13%) Land $119,800 Building $416,900	$628,425 (+16.6%)
2024	$9,098.00 (+7.02%)	$491,800 (+8.18%) Land $119,800 Building $372,000	$538,935
2023	$8,501.00	$454,600 Land $119,800 Building $334,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures