295 Monroe Rd, Winterport, ME 04496 Property Records

Waldo County and Winterport Town property record for 295 Monroe Rd, Winterport, ME 04496

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WTPT M:R04 L:152`

Property Details

APN / Parcel Number

Primary APN	`WTPT M:R04 L:152`
Alternative APN	`928`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	928
Street Address	295 MONROE RD
City	WINTERPORT
State	ME
Zip	04496-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	152
Jurisdiction	WINTERPORT ME
Township / Civil Division	WINTERPORT
Census Block Group	1
Census Block	1003
Census Tract	41000

Owner

Source: Waldo County and Winterport Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	295 MONROE RD, WINTERPORT, ME 04496-4223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit TRADITIONAL MTG ACCEP
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit TRADITIONAL MTG ACCEP
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE SAVINGS FEDERAL CREDIT UNION
Mar 6, 2019	Deed of Trust, Mortgage MAINE SVGS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	295 MONROE RD, WINTERPORT, ME 04496-4223
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005162/45
Date	Oct 22, 2025
Book Page	5162/45
Instrument	2025-9258

Lender

Name	TRADITIONAL MTG ACCEP

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	877 Months
Due	Nov 1, 2098

Interest

Rate Type	Adjustable Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	295 MONROE RD, WINTERPORT, ME 04496-4223
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005162/58
Date	Oct 22, 2025
Book Page	5162/58
Instrument	2025-9259

Lender

Name	TRADITIONAL MTG ACCEP

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	877 Months
Due	Nov 1, 2098

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	295 MONROE RD, WINTERPORT, ME 04496-4223
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4696/199
Date	Aug 23, 2021
Book Page	4696/199
Instrument	2021-9262

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTERPORT ME
Property Address	295 MONROE RD, WINTERPORT, ME 04496-4223
Document Number	0043550211
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 MONROE RD WINTERPORT ME 044964223, WINTERPORT, ME 04496-4223

Mortgage

Document Number	0043550211
Date	Mar 13, 2019
Book Page	004355/000211
Instrument	1960

Lender

Name	MAINE SVGS FCU
Type	Credit Union
Address	HAMPDEN, ME 04444-0347

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 12, 2024

Tax Assessment & Valuation

Source: Waldo County and Winterport Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Winterport Town
Unified School District	Regional School Unit 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,050.00 (+20.31%)	$128,100 (-) Land $40,700 Building $87,400
2024	$1,704.00 (+38.09%)	$128,100 (+41.55%) Land $40,700 Building $87,400
2016	$1,234.00	$90,500 Land $31,800 Building $58,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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