295 Mill Creek Rd, Sunset, SC 29685 Property Records

Pickens County property record for 295 Mill Creek Rd, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,433 sqft · built 2022
Lot Size	11.9 acres (518,800 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Jun 2019)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Jun 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4145-00-11-5409`

Property Details

APN / Parcel Number

Primary APN	`4145-00-11-5409`
Alternative APN	`R0075112`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,433 sqft Living Area
Basement Area	2,433 sqft
Unfinished Basement	2,433 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	518,800 sqft (11.9 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	616 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0075112
Street Address	295 MILL CREEK RD
City	SUNSET
State	SC
Zip	29685-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/SIDE MILL CREEK RD PLAT 542/18A TRACT A
Legal Subdivision	SURVEY FOR ARVID AARTUN
Legal Phase	A
Legal Tract	A
Jurisdiction	PICKENS SC
Township / Civil Division	NORTH PICKENS
Census Block Group	1
Census Block	1054
Census Tract	10100

Owner

295 Mill Creek Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Pickens County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 MILL CREEK RD, SUNSET, SC 29685-2711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Jun 26, 2019	Grant Deed, Transfer · Line of Credit BANK OF TRAVELERS REST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Mar 8, 2006 · Amount on File
Deed Document Number	20199505
Deed Book / Page	2071 / 336
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	295 MILL CREEK RD, SUNSET, SC 29685-2711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001617
Date	Jan 27, 2021
Book Page	5820/23
Instrument	202101617

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Jun 26, 2019
Property Address	295 MILL CREEK RD, SUNSET, SC 29685-2711
Document Number	0000009505
Book / Page	002071 / 000336
Instrument Date	Jun 17, 2019
Instrument	9505
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 NINE TIMES RD SUNSET SC 296852016, SUNSET, SC 29685-2016

Mortgage

Document Number	9506
Date	Jun 26, 2019
Book Page	005503/000201
Instrument	9506

Lender

Name	BANK OF TRAVELERS REST
Type	Bank
Address	TRAVELERS REST, SC 29690-1688

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 25, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 295 Mill Creek Rd was $2,292, down 6.8% from the year before.

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (-6.83%)	$20,728 (+1.42%) Land $698 Building $20,030	$693,700 (+14.32%) Land $192,900 Building $500,800
2024	$2,460.00 (+1.49%)	$20,438 (-) Land $408 Building $20,030	$606,800 (+18.77%) Land $106,000 Building $500,800
2023	$2,424.00 (+21,936.36%)	$20,438 (+39,203.85%) Land $408 Building $20,030	$510,892 (+38,869.64%) Land $10,092 Building $500,800
2022	$11.00	$52 Land $52	$1,311 Land $1,311

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 295 Mill Creek Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1979–2019)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Mill Creek Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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