State of Hawaii and Hawaii County property record for 295 Mikaele Pl, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1995 |
| Lot Size | 0.345 acres (15,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Mar 2004) |
| Tax Bill | $1,829 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-014-194 |
| Primary APN | 3-2-4-014-194 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Gross Area | 1,778 sqft |
| 1st Floor Area | 1,538 sqft |
| Upper Floors Area | 392 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,008 sqft (0.345 acres) |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 295 MIKAELE PL |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Subdivision | NANIAKEA SUBDIVISION |
| Legal Lot Number | 30 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20701 |
295 Mikaele Pl is owned and occupied by an individual who bought it in March 2004.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 MIKAELE PL, HILO, HI 96720-5473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit BIG ISLAND FCU |
| Nov 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HAWAIIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2004 · Amount on File |
| Deed Sale | Mar 19, 2004 · Amount on File |
| Prior Sale | Apr 5, 1995 · Amount on File |
| Deed Document Number | 200457012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 295 MIKAELE PL, HILO, HI 96720-5473 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAM |
| Name | Verified Name |
|---|
| Document Number | 0A88920376 |
|---|---|
| Date | May 6, 2024 |
| Instrument | A-88920376 |
| Name | BIG ISLAND FCU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 295 MIKAELE PL, HILO, HI 96720-5473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A69010029 |
|---|---|
| Date | Nov 23, 2018 |
| Instrument | A-69010029 |
| Name | FIRST HAWAIIAN BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2033 |
The 2025 property tax bill for 295 Mikaele Pl was $1,829 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,200 (+3%) Land $135,500 Building $324,700 | $565,200 (-2.13%) Land $233,700 Building $331,500 | |
| 2025 | $1,829.00 | $446,800 (+3%) Land $135,500 Building $311,300 | $577,500 (+7.12%) Land $246,000 Building $331,500 |
| 2024 | $433,800 (+2.99%) Land $135,500 Building $298,300 | $539,100 (+8.54%) Land $223,900 Building $315,200 | |
| 2023 | $1,765.00 Homeowner's exemption | $421,200 Land $135,500 Building $285,700 | $496,700 Land $203,600 Building $293,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 Mikaele Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Mikaele Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.9% of Hawaii |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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