295 McCarty Ave, Albany, NY 12209 Property Records

Albany County and Albany City property record for 295 McCarty Ave, Albany, NY 12209 · Last verified March 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,256 sqft · built 1985
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,163 (2021)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 76.69-4-79`

Property Details

APN / Parcel Number

Primary APN	`010100 76.69-4-79`
Alternative APNs	`010007606900040790000000` `07606900040790000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,256 sqft Total Area
1st Floor Area	1,128 sqft 1st Floor
2nd Floor Area	1,128 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07606900040790000000
Old Parcel Number	010007606900040790000000
Street Address	295 MCCARTY AVE
City	ALBANY
State	NY
Zip	12209-2006
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 STORY WOOD 0104803
Legal Subdivision	SAVOY PARK
Legal Block	4
Legal Lot Number	79.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	3
Census Block	3006
Census Tract	2000

Owner

Source: Albany County and Albany City records · APN 010100 76.69-4-79

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 HOWANSKY DR, WATERVLIET, NY 12189-2414
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Aug 27, 2002 · Amount on Record
Last Transfer Date	May 26, 2017
Transfer Doc	0000012012
Record Updated	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	May 26, 2017
Property Address	295 MCCARTY AVE, ALBANY, NY 12209-2006
Document Number	0000012012
Instrument Date	May 17, 2017
Instrument	12012
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$500.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 HOWANSKY DR WATERVLIET NY 121892414, WATERVLIET, NY 12189-2414

Mortgage

Document Number	12013
Date	May 26, 2017
Instrument	12013

Lender

Name	COMMUNITY BK
Type	Bank
Address	DEWITT, NY 13214

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Albany City records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$208,000 (+6%) Land $41,600 Building $166,400	$216,667 (+18.05%) Land $43,333 Building $173,334
2023		$130,000 (-) Land $26,600 Building $103,400	$183,538 (+12.55%) Land $37,555 Building $145,983
2022		$130,000 Land $26,600 Building $103,400	$163,071 Land $33,367 Building $129,704
2021	$5,163.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.