Rensselaer County and Schaghticoke Town property record for 295 Malm Rd, Melrose, NY 12121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2003 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (Aug 2021) |
| Tax Bill | $6,414 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 41.-1-16.127 |
| Primary APN | 384289 41.-1-16.127 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 61,420 sqft (1.41 acres) |
| Lot Width | 283 ft Width |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 295 MALM RD |
|---|---|
| City | MELROSE |
| State | NY |
| Zip | 12121-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | CAPITOL VIEW 1995/32 LOT1 |
| Legal Block | 1 |
| Legal Lot Number | 16.127 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 51901 |
295 Malm Rd is owned and occupied by an individual who bought it in August 2021.
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 MALM RD, MELROSE, NY 12121-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL COMMUNICATIONS FCU |
| Jan 2, 2018 | Grant Deed, Transfer |
| Sep 26, 2017 | Grant Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on File |
| Deed Sale | Aug 30, 2021 · Amount on File |
| Prior Sale | Jan 2, 2018 · Amount on File |
| Deed Document Number | 2021595205 |
| Deed Book / Page | 9716 / 119 |
| Prior Transfer Date | Nov 2, 2015 |
| Prior Transfer Doc | 0077150306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Aug 30, 2021 |
| Property Address | 295 MALM RD, MELROSE, NY 12121-2105 |
| Document Number | 0097160119 |
| Book / Page | 9716 / 119 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-595205 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 JEFFERSON ST, TROY, NY 12180-4536 |
| Document Number | 2021595206 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-595206 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Jan 2, 2018 |
| Property Address | 295 MALM RD, MELROSE, NY 12121-2105 |
| Document Number | 0084000243 |
| Book / Page | 008400 / 000243 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 MALM RD MELROSE NY 121212105, MELROSE, NY 12121-2105 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Sep 26, 2017 |
| Property Address | 295 MALM RD, MELROSE, NY 12121-2105 |
| Document Number | 0083040113 |
| Book / Page | 008304 / 000113 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 295 Malm Rd was $6,414, up 2.2% from the year before.
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Hoosic Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,414.00 (+2.25%) | ||
| 2025 | $6,273.00 | $46,500 Land $10,500 Building $36,000 | $326,545 Land $73,736 Building $252,809 |
| 2023 | $46,500 (-) Land $10,500 Building $36,000 | $289,720 (+10.59%) Land $65,421 Building $224,299 | |
| 2022 | $46,500 Land $10,500 Building $36,000 | $261,972 Land $59,155 Building $202,817 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 295 Malm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Malm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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