Rowan County property record for 295 Mainsail Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,028 sqft · built 2025 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Feb 2026) |
| Tax Bill | $2,158 (2026) |
| Deeds & Mortgages | Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 612D250 |
| Primary APN | 612D250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,028 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 295 MAINSAIL RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L2 2.00AC |
| Legal Subdivision | LAKESIDE FARMS PHASE TWO |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50901 |
295 Mainsail Rd is owned by two individuals who bought it in February 2026.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 180 CANDLENUT LN, SMITHFIELD, NC 27577-6618 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Feb 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on File |
| Deed Sale | Feb 20, 2026 · Amount on File |
| Deed Book / Page | 1477 / 824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 295 MAINSAIL RD, SALISBURY, NC 28146-1412 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5620 CONCORD PKWY S 103, 103, CONCORD, NC 28027-0139 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 20, 2026 |
| Property Address | 295 MAINSAIL RD, SALISBURY, NC 28146-1412 |
| Document Number | 0014770824 |
| Book / Page | 1477 / 824 |
| Map Reference | MB OF PG 11160 |
| Instrument Date | Jan 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 CHURCH ST S, CONCORD, NC 28025-3512 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 180 CANDLENUT LN, SMITHFIELD, NC 27577-6618 |
| Document Number | 0001477825 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 1477/825 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 295 Mainsail Rd was $2,158, up 937.5% from the year before.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,158.00 (+937.5%) | $323,373 (+937.28%) Land $48,050 Building $275,323 | $323,373 Land $48,050 Building $275,323 |
| 2025 | $208.00 | $31,175 Land $31,175 | |
| 2023 | $31,175 Land $31,175 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 295 Mainsail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2003 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Mainsail Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
5G and 4G LTE (outdoors only)
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