295 Main St, Simpson, IL 62985 Property Records

Johnson County property record for 295 Main St, Simpson, IL 62985 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2000
Lot Size	37,051 sqft (0.85 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (2025)
Tax Bill	$247.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-15-323-006`

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	37,051 sqft (0.85 acres)

Location & Zoning

Street Address	255 MAIN ST
City	SIMPSON
State	IL
Zip	62985-2123
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 31 THRU 36 (LESS 10 FT W SIDE L 31) VILLAGE OF SIMPSON
Legal Subdivision	VILLAGE SIMPSON
Legal Lot Number	31-36
Jurisdiction	JOHNSON IL
Minor Civil Division	SIMPSON
Census Blockgroup	4
Census Block	4022
Census Tract	977600

Owner

Source: Johnson County records · APN 06-15-323-006

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	255 MAIN ST, SIMPSON, IL 62985-2123
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2025 · Amount on Record
Deed Sale	Sep 04, 2025 · Amount on Record
Prior Sale	Jan 28, 2000 · Amount on Record
Deed Doc Number	20251120
Deed Book / Page	1109 / 109
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	001100/319
Record Refreshed	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IL
Recording Date	Sep 04, 2025
Property Address	295 MAIN ST, SIMPSON, IL 62985-2123
Document Number	001109/109
Book / Page	1109 / 109
Instrument Date	Sep 03, 2025
Instrument	251120
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 MAIN ST, SIMPSON, IL 62985-2123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000251121
Date	Sep 04, 2025
Instrument	251121

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Johnson County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Johnson County
Municipality	Simpson Village
Elementary School District	New Simpson Hill Consolidated District 32 (KG - 08)
Secondary School District	Vienna High School District 133 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$247.00 (+6.47%) Homeowner's exemption	$3,556 (+5.61%) Land $1,147 Building $2,409	$10,668 (+5.61%) Land $3,441 Building $7,227
2024	$232.00 (+36.47%) Homeowner's exemption	$3,367 (+48.52%) Land $1,086 Building $2,281	$10,101 (+48.52%) Land $3,258 Building $6,843
2022	$170.00	$2,267 Land $600 Building $1,667	$6,801 Land $1,800 Building $5,001

Flood & Wildfire

Our records do not include FEMA flood map data for 295 Main St; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 71st in Illinois
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.