295 Main St, Derby, VT 05829 Property Records

Derby Town property record for 295 Main St, Derby, VT 05829

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,494 sqft · built 1850
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (Jun 2015)
Tax Bill$2,887 (2025)
APN177-056-11572

Property Details

APN / Parcel Number

Primary APN177-056-11572
Alternative APNs
  • M:SMSD B:C034G5 L:C
  • (056) SMSDC034G5C

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,494 sqft Living Area
Gross Area5,508 sqft
Basement Area1,324 sqft
Unfinished Basement1,324 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address295 MAIN ST
CityDERBY
StateVT
Zip05829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE AND LOT
JurisdictionDERBY VT
Township / Civil DivisionDERBY
Census Block Group2
Census Block2017
Census Tract951200

Owner

Source: Derby Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 208, DERBY, VT 05829-0208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2015 · Amount on Record
Deed SaleJun 15, 2015 · Amount on Record
Prior SaleSep 19, 2002 · Amount on Record
Deed Document Number20156251123156030
Last Transfer DateAug 5, 2015
Transfer Doc201510011131155047
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Derby Town assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateVermont
CountyOrleans County
County SubdivisionDerby Town
MunicipalityDerby Center Village
Elementary School DistrictDerby School District (PK - 06)
Secondary School DistrictNorth Country Junior/Senior UHSD 22 (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,887.00 (-34.39%) Homeowner's exemption$194,000 (-) Land $47,600 Building $146,400
2024$4,400.00$194,000 Land $47,600 Building $146,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERBY CENTER WATER SYSTEM
serves 1,400 people · EPA ID VT0005195
Water SourceSurface water
Last State InspectionFeb 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: New England Wireless.

Nearby Properties on Main St

Nearby Streets

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