295 Main St, Apt 9, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 295 Main St, Apt 9, Reading, MA 01867

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 611 sqft · built 1969
Lot Size	1.91 acres (83,313 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Jul 2019)
Tax Bill	$3,204 (2026)
Deeds & Mortgages	Apr 2020 Refinance Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`READ M:012.0-0712-0044.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:012.0-0712-0044.0`
Alternative APNs	`M:012.0=0712=0044.0` `270000009090` `270000009`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	30 Units
Building Area	611 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	83,313 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	270000009090
Street Address	295 MAIN ST, 9
City	READING
State	MA
Zip	01867-3653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A40
Legal Subdivision	AVON HOUSE
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3003
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 DERBY RD, MELROSE, MA 02176-5217
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Jul 22, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Jul 18, 2008 · Amount on Record
Deed Document Number	2019104746
Deed Book / Page	72966 / 503
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	72966-503
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	295 MAIN ST APT 9, 9, READING, MA 01867-3653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74402-522
Date	Apr 2, 2020
Book Page	74402/522
Instrument	49302

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	READING MA
Recording Date	Jul 22, 2019
Property Address	295 MAIN ST APT 9, 9, READING, MA 01867-3653
Document Number	72966-503
Book / Page	072966 / 000503
Instrument Date	Jul 17, 2019
Instrument	104746
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$998.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 DERBY RD MELROSE MA 021765217, MELROSE, MA 02176-5217

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,204.00 (-1.29%)	$292,300 (+2.56%) Building $292,300	$316,707 (+1.83%)
2025	$3,246.00 (+1.92%)	$285,000 (+4.86%) Building $285,000	$311,030 (+6.37%)
2024	$3,185.00 (+8.19%)	$271,800 (+16.25%) Building $271,800	$292,410
2023	$2,944.00	$233,800 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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