295 Madison St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 295 Madison St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,103 sqft · built 2001
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on File
Last Sale	$665,000 (Oct 2023)
Tax Bill	$12,020 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2019 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-02158-01-00043`

Property Details

APN / Parcel Number

Primary APN	`07-02158-01-00043`
Alternative APN	`0702158A00043`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,103 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Location & Zoning

Old Parcel Number	0702158A00043
Street Address	295 MADISON ST
City	PASSAIC
State	NJ
Zip	07055-4109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	2158
Legal Lot Number	43
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3001
Census Tract	175804

Owner

295 Madison St, a duplex, is owned and occupied by an individual who bought it in October 2023.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	295 MADISON ST, PASSAIC, NJ 07055-4109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC
Feb 15, 2019	Deed, Transfer · Stand-Alone Second Mortgage BOND STREET MORTGAGE LLC
Mar 27, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	202334311
Deed Book / Page	4608 / 275
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	295 MADISON ST, PASSAIC, NJ 07055-4109
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034312
Date	Oct 25, 2023
Book Page	M18681/79
Instrument	2023034312

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2053

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 15, 2019
Property Address	295 MADISON ST, PASSAIC, NJ 07055-4109
Document Number	0000007366
Book / Page	D3513 / 0012
Instrument Date	Feb 8, 2019
Instrument	2019007366
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 316, PATERSON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 MADISON ST, PASSAIC, NJ 07055-4109

Mortgage

Document Number	0000007367
Date	Feb 15, 2019
Book Page	M15405/0014
Instrument	2019007367

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

March 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 27, 2018
Property Address	295 MADISON ST, PASSAIC, NJ 07055-4109
Document Number	0000014001
Book / Page	003274 / 000008
Instrument Date	Mar 12, 2018
Instrument	14001
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 316 PATERSON NJ 075440316, PATERSON, NJ 07544-0316

Tax Assessment & Valuation

The 2025 property tax bill for 295 Madison St was $12,020, up 7.7% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,300 (-) Land $65,000 Building $217,300	$282,300 (-) Land $65,000 Building $217,300
2025	$12,020.00 (+7.7%)	$282,300 Land $65,000 Building $217,300	$282,300 Land $65,000 Building $217,300
2024	$11,161.00
2023		$274,800 Land $65,000 Building $209,800	$274,800 Land $65,000 Building $209,800
2022	$10,673.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 295 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 295 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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