Essex County and Danvers Town property record for 295 Locust St, Danvers, MA 01923 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,624 sqft · built 1958 |
| Lot Size | 0.413 acres (17,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,900 (May 2012) |
| Tax Bill | $7,420 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DANV M:015 L:047 P |
| Primary APN | DANV M:015 L:047 P |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,624 sqft Living Area |
| Gross Area | 4,454 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,999 sqft (0.413 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 295 LOCUST ST |
|---|---|
| City | DANVERS |
| State | MA |
| Zip | 01923-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WILLIAM TENAGLIA |
| Legal Lot Number | 47 |
| Jurisdiction | DANVERS MA |
| Township / Civil Division | DANVERS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 211300 |
Source: Essex County and Danvers Town records · APN DANV M:015 L:047 P
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 295 LOCUST ST, DANVERS, MA 01923-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WINCHESTER SAVINGS BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Nov 10, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2012 · Amount on Record |
| Deed Sale | May 17, 2012 · Amount on Record |
| Prior Sale | May 28, 1993 · Amount on Record |
| Deed Book / Page | 31349 / 583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 295 LOCUST ST, DANVERS, MA 01923-1155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042683-415 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 42683/415 |
| Instrument | 20250428001170 |
| Name | WINCHESTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 295 LOCUST ST, DANVERS, MA 01923-1155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040181-275 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 40181/275 |
| Instrument | 20210816005880 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 295 LOCUST ST, DANVERS, MA 01923-1155 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40181-275 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 40181/275 |
| Instrument | 20210816005880 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANVERS MA |
| Property Address | 295 LOCUST ST, DANVERS, MA 01923-1155 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36322-183 |
|---|---|
| Date | Nov 10, 2017 |
| Book Page | 36322/183 |
| Instrument | 171110001200 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 01, 2057 |
Source: Essex County and Danvers Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Danvers Town |
| Unified School District | Danvers School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,420.00 (+1.21%) | $675,200 (+2.32%) Land $351,100 Building $324,100 | $640,965 |
| 2024 | $7,331.00 (+14.89%) | $659,900 (+21.51%) Land $351,100 Building $308,800 | |
| 2023 | $6,381.00 | $543,100 Land $301,000 Building $242,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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