295 Locust Pass, Ocala, FL 34472 Property Records

Marion County property record for 295 Locust Pass, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,500 sqft · built 2000
Lot Size7.86 acres (342,382 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Jun 2026)
Tax Bill$1,923 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9033-0000-01

Property Details

APN / Parcel Number

Primary APN9033-0000-01
Alternative APNs
  • 1462550000
  • 1462550

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,500 sqft Living Area
Gross Area4,110 sqft
1st Floor Area1,500 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModern
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialFiberglass
Lot Area342,382 sqft (7.86 acres)
Lot Dimensions697 ft deep x 706 ft wide
Garage TypeAttached
Garage Area900 sqft
Parking Spaces6 Parking Spaces
PorchScreened Porch
Porch Area1,008 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address295 LOCUST PASS
CityOCALA
StateFL
Zip34472-6640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 24 TWP 16 RGE 23 PLAT BOOK J PAGE 294 SILVER SPRINGS SHORES UNIT 33 TRACT B-Y
Legal Range23E
Legal Township16S
Legal Section24
Legal SubdivisionSILVER SPRINGS SHORES
Legal TractB thru Y
Legal Lot NumberB-Y
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1072
Census Tract1206

Owner

Source: Marion County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address295 LOCUST PASS, OCALA, FL 34472-6640
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 23, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleDec 23, 2021 · Amount on Record
Deed Document Number202682189
Deed Book / Page8944 / 1486
Prior Transfer DateMar 24, 2025
Prior Transfer Doc0085821794
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateJun 25, 2026
Property Address295 LOCUST PASS, OCALA, FL 34472-6640
Document Number0000082189
Book / Page8944 / 1486
Instrument DateJun 23, 2026
Instrument202682189
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyAFFILIATED TITLE INC, AFFILIATED TITLE OF CENTRAL FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$335,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000082190,
DateJun 25, 2026
Instrument202682190
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateDec 23, 2021
Property Address295 LOCUST PASS, OCALA, FL 34472-6640
Document Number0076560854
Book / Page7656 / 854
Map ReferenceMB J PG 294-301
Instrument DateDec 1, 2021
Instrument2021177493
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyBRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TTL INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8357 RAVEN RUN DR, 8357, MECHANICSVILLE, VA 23111-6558

Transferred To (Grantee/Buyer)

NameVerified Name
Address1930 OAKVIEW CIR, SAINT CLOUD, FL 34769-6809

Mortgage

Document Number0007656858
DateDec 23, 2021
Instrument7656/858
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,923.00 (+17.76%)$128,017 (+5.99%)$400,080 (+28.2%) Land $186,240 Building $213,840
2023$1,633.00 (-66.97%) Homeowner's exemption$120,785 (-58.33%) Land $110,040 Building $10,745$312,076 (+7.67%) Land $110,040 Building $202,036
2022$4,944.00$289,857 Land $110,040 Building $179,817$289,857 Land $110,040 Building $179,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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