295 Lighthouse Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 295 Lighthouse Rd, Ocracoke, NC 27960 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 2,880 sqft · built 2019
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Oct 2018)
Tax Bill$7,644 (2025)
Deeds & MortgagesOct 2018 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN9500186073

Property Details

APN / Parcel Number

Primary APN9500186073
Alternative APN
  • 762

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,880 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialWood Shingle
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
DrivewayDriveway
Driveway Area1,500 sqft

Exterior Amenities

Pool Area152 sqft
PorchPatio
Porch Area48 sqft
Deck Area394 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number9500186073
Street Address295 LIGHTHOUSE RD
CityOCRACOKE
StateNC
Zip27960-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT & HOUSE50X110
JurisdictionHYDE NC
Township / Civil DivisionOCRACOKE
Census Block Group3
Census Block3005
Census Tract920101

Owner

Source: Hyde County records · APN 9500186073

Assessment roll updated June 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address109 BELLS ST, GREENVILLE, NC 27858-8498
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2018 · Amount on Record
Deed SaleOct 15, 2018 · Amount on Record
Deed Document Number2018407013
Deed Book / Page278 / 618
Record UpdatedSep 20, 2026

October 2018: Deed, Construction Loan

Document TypeDeed
JurisdictionHYDE NC
Recording DateOct 15, 2018
Property Address295 LIGHTHOUSE RD, OCRACOKE, NC 27960-9606
Document Number000278/618
Book / Page278 / 618
Instrument DateSep 12, 2018
Instrument407013
Transaction TypeConstruction Loan
Record UpdatedApr 25, 2024

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address171 HOLLY HILLS RD, GREENVILLE, NC 27858-8443

Mortgage

Document Number0000407015
DateOct 15, 2018
Instrument407015
Lender
NameUBANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hyde County records · Assessment roll updated June 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHyde County
Unified School DistrictHyde County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,644.00 (+12.59%)$813,165 (+26.32%) Land $217,600 Building $595,565$813,165 (+26.32%) Land $217,600 Building $595,565
2023$6,789.00$643,749 Land $221,000 Building $422,749$643,749 Land $221,000 Building $422,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hyde County (37095C), updated June 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370959201013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 631 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies672 units insured
41 under condo master policies
Nearby Flood Claims382 (1999–2023)
Claims Outside the SFHA11 of 382
Most Recent ClaimAug 2023, other causes
Claims By Storm
  • Hurricane Dorian, Sep 2019 · 316 claims
  • Hurricane Matthew, Oct 2016 · 35 claims
  • Hurricane Dennis, Sep 1999 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFixed Wireless25 / 3
Ocracoke Cable TVCable10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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