295 Kelly Rd, Frostproof, FL 33843 Property Records

Polk County property record for 295 Kelly Rd, Frostproof, FL 33843

Property Summary

Property TypeOrchard (Fruit, Nut)
Details3 bd · 2 ba · 2,916 sqft · built 1980
Lot Size4.84 acres (211,157 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Dec 2010)
Tax Bill$2,396 (2025)
Flood ZoneZone X (minimal risk)
APN28-32-08-000000-011040

Property Details

APN / Parcel Number

Primary APN28-32-08-000000-011040
Alternative APNs
  • 083228000000011040
  • 83228000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,916 sqft Gross Area
1st Floor Area2,433 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialStone
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area211,157 sqft
View / LotAgricultural
Garage TypeAttached
Garage Area483 sqft
PorchUnfinished Open Porch
Porch Area184 sqft
Canopy5,120 sqft

Location & Zoning

Street Address295 KELLY RD
CityFROSTPROOF
StateFL
Zip33843-9238
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Orchard (Fruit, Nut)
Local Zoning CodeRC
Legal DescriptionW1/2 OF NW1/4 OF NE1/4 OF NE1/4 LESS MAINT R/W ON N & W SIDES
Legal Range28E
Legal Township32S
Legal Section08
Legal SubdivisionALAMEDA HEIGHTS
Legal Tract000000
Legal Block1
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group1
Census Block1051
Census Tract15801

Owner

295 Kelly Rd, an agricultural property, is owned and occupied by two individuals who bought it in December 2010.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address295 KELLY RD, FROSTPROOF, FL 33843-9238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2010 · Amount on File
Deed SaleDec 28, 2010 · Amount on File
Deed Document Number2010205272
Deed Book / Page8287 / 2203
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 295 Kelly Rd was $2,396 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityFrostproof City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$176,453 (+2.68%)$402,741 (+2.41%) Land $110,757 Building $291,984
2025$2,396.00 Homeowner's exemption$171,843$393,274 Land $110,757 Building $282,517
2023$2,508.00 (+2.87%) Homeowner's exemption$167,026 (+2.89%) Land $12,189 Building $154,837$334,394 (+7.77%) Land $49,324 Building $285,070
2022$2,438.00 Homeowner's exemption$162,333 Land $11,053 Building $151,280$310,274 Land $40,638 Building $269,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 Kelly Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Kelly Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FROSTPROOF
serves 3,425 people · EPA ID FL6530627
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

Nearby Properties on Kelly Rd

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