295 Joshua Ln, Franklin, NC 28734 Property Records

Macon County property record for 295 Joshua Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 684 sqft · built 2020
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Nov 2016)
Tax Bill	$866 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`6578929766`

Property Details

APN / Parcel Number

Primary APN	`6578929766`
Alternative APNs	`1102063` `145584`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	684 sqft Heated Area
1st Floor Area	544 sqft
Upper Floors Area	140 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,928 sqft (0.71 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	145584
Street Address	295 JOSHUA LN
City	FRANKLIN
State	NC
Zip	28734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 11 SEC B BUELAH LANDS
Legal Subdivision	BEULAH LAND
Legal Lot Number	11
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	1
Census Block	1108
Census Tract	970100

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2541 BRYSON CITY RD, FRANKLIN, NC 28734-0482
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Oct 24, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	20167778
Deed Book / Page	37 / 242
Last Transfer Date	Oct 22, 2019
Transfer Doc	N39/0001
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	295 JOSHUA LN, FRANKLIN, NC 28734
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	S39/0831
Date	Jan 31, 2020
Book Page	S-39/0831
Instrument	2020000703

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Oct 24, 2019
Property Address	295 JOSHUA LN, FRANKLIN, NC 28734
Document Number	N39/0001
Book / Page	N-39 / 0001
Instrument Date	Oct 22, 2019
Instrument	2019007210
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2541 BRYSON CITY RD, 2541, FRANKLIN, NC 28734-0482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2541 BRYSON CITY RD, FRANKLIN, NC 28734-0482

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,510 (-) Land $25,570 Building $188,940	$214,510 (-) Land $25,570 Building $188,940
2025	$866.00 (+1.41%)	$214,510 (-) Land $25,570 Building $188,940	$214,510 (-) Land $25,570 Building $188,940
2023	$854.00	$214,510 Land $25,570 Building $188,940	$214,510 Land $25,570 Building $188,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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