295 Jake's Mountain Rd, Deep Gap, NC 28618 Property Records

Watauga County property record for 295 Jake's Mountain Rd, Deep Gap, NC 28618 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,051 sqft · built 1938
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2026)
Tax Bill	$577 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2940-31-8861-000`

Property Details

APN / Parcel Number

Primary APN	`2940-31-8861-000`
Alternative APNs	`1613513` `1854635`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	648 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	102 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1854635
Street Address	295 JAKES MOUNTAIN RD
City	DEEP GAP
State	NC
Zip	28618-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	2
Census Block	2003
Census Tract	920702

Owner

Source: Watauga County records · APN 2940-31-8861-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	295 JAKES MOUNTAIN RD, DEEP GAP, NC 28618-9652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	2026760068
Deed Book / Page	2487 / 91
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 28, 2026
Property Address	295 JAKES MOUNTAIN RD, DEEP GAP, NC 28618-9652
Document Number	0000760068
Book / Page	2487 / 91
Instrument Date	May 28, 2026
Instrument	2026760068
Transaction Type	Transfer
Record Updated	Jun 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 JAKES MOUNTAIN RD, DEEP GAP, NC 28618-9652

Mortgage

Document Number	0000760069,
Date	May 28, 2026
Instrument	2026760069

Lender

Name	LIFESTORE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000760070,
Date	May 28, 2026
Book Page	2487/106
Instrument	2026760070

Lender

Name	LIFESTORE BANK

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 18, 2022
Property Address	295 JAKES MOUNTAIN RD, DEEP GAP, NC 28618-9652
Document Number	0022920814
Book / Page	2292 / 814
Instrument Date	Aug 18, 2022
Instrument	723476
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 VAKES MOUNTAIN RD, DEEP GAP, NC 28618
Investor	Possibly a Property Investor

Mortgage

Document Number	0022920819
Date	Aug 18, 2022
Book Page	2292/819
Instrument	723477

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Sep 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00 (+1.94%)	$114,800 (-) Land $18,000 Building $96,800
2024	$566.00		$114,800 Land $18,000 Building $96,800
2023		$114,800 Land $18,000 Building $96,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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