295 Islander Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 295 Islander Cir, Saint Augustine, FL 32080 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2012
Square Footage1,202 sqft Living Area
Lot Size1,742 sqft (0.04 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2026)
Tax Bill$5,348.00 (2025)

Property Details

APN / Parcel Number

Primary APN161978-0640

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,202 sqft Living Area
Gross Area1,415 sqft Gross Area
1st Floor573 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,742 sqft (0.04 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area213 sqft Garage
Patio Area110 sqft Patio
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address295 ISLANDER CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-6038
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal Description66/34-38 ISLANDER SUBDIVISION LOT 64 OR6293/1231
Legal Range30E
Legal Township07S
Legal Section28
Legal SubdivisionISLANDER SUBDIVISION
Legal Block1
Legal Lot Number64
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2049
Census Tract21408

Owner

Source: St. Johns County records · APN 161978-0640

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address295 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Sep 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2026 · Amount on Record
Deed SaleJan 23, 2026 · Amount on Record
Prior SaleOct 29, 2012 · Amount on Record
Deed Doc Number20265848
Deed Book / Page6293 / 1231
Record RefreshedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 23, 2026
Property Address295 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6038
Document Number0062931231
Book / Page6293 / 1231
Map ReferenceMB 66 PG 34-38
Instrument DateJan 19, 2026
Instrument2026005848
Transaction TypeTransfer
Record UpdatedFeb 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address283 ALBACETE RD, ST AUGUSTINE, FL 32084-9043

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 ISLANDER CIR, ST AUGUSTINE, FL 32080-6038

Mortgage

Document Number0062931233
DateJan 23, 2026
Instrument6293/1233
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address295 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6038
Document Number0047911914
Instrument DateSep 04, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address295 ISLANDER CIR ST AUGUSTINE FL 320806038, ST AUGUSTINE, FL 32080-6038

Mortgage

Document Number0047911914
DateSep 10, 2019
Book Page004791/001914
Instrument66612
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 09, 2039

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$277,580 (+3.61%) Land $70,000 Building $207,580$277,580 (+3.61%) Land $70,000 Building $207,580
2025$5,348.00 (+4.07%)$267,913 (-0.29%)$267,913 (-0.29%) Land $70,000 Building $197,913
2024$5,139.00 (+81.85%)$268,697 (+43.86%)$268,697 (+12.05%) Land $70,000 Building $198,697
2023$2,826.00 (+3.67%) Homeowner's exemption$186,779 (+3%)$239,806 (-1.02%) Land $64,960 Building $174,846
2022$2,726.00 Homeowner's exemption$181,339$242,273 Land $64,960 Building $177,313

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Spanish Coquina Quarries
listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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