295 Howland Ave, River Edge, NJ 07661 Property Records

Bergen County and River Edge Borough property record for 295 Howland Ave, River Edge, NJ 07661

Property Summary

Property TypeSingle Family Home
Details1,844 sqft · built 1951
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Nov 2022)
Tax Bill$14,479 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN52-01108-0000-00013

Property Details

APN / Parcel Number

Primary APN52-01108-0000-00013
Alternative APNs
  • 520110800013
  • 020070

Interior

Stories1 Story
Building Area1,844 sqft Living Area
1st Floor Area1,844 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number020070
Street Address295 HOWLAND AVE
CityRIVER EDGE
StateNJ
Zip07661-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description75IRR 1LT
Legal SubdivisionCONTINENTAL RDG SEC 9
Legal Block1108
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionRIVER EDGE
Census Block Group3
Census Block3001
Census Tract48200

Owner

Source: Bergen County and River Edge Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 28, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
May 23, 2017Deed of Trust, Mortgage · FHA Mortgage
DITECH FINANCIAL LLC
Aug 23, 2019Deed of Trust, Mortgage · FHA Mortgage
DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Deed Document Number2022110346
Deed Book / Page4868 / 1896
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026

Mortgage

Document Number0051270846
DateNov 16, 2023
Book Page5127/846
Instrument2023074898
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

November 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateNov 28, 2022
Property Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026
Document Number0048681896
Book / Page4868 / 1896
Instrument DateOct 12, 2022
Instrument2022110346
Transaction TypeTransfer
Record UpdatedJan 9, 2023
Title CompanyCARNEGIE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,325.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026

Mortgage

Document Number2022110347
DateNov 28, 2022
Instrument2022110347
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026171226
DateMay 23, 2017
Book Page02617/1226
Instrument17-039654
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address295 HOWLAND AVE, RIVER EDGE, NJ 07661-1026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033291126
DateAug 23, 2019
Book Page3329/1126
Instrument19-055208
Lender
NameDITECH FINANCIAL LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRiver Edge Borough
Secondary School DistrictRiver Dell Regional School District (07 - 12)
Elementary School DistrictRiver Edge Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$636,200 (+6.33%) Land $362,600 Building $273,600$636,200 (+6.33%) Land $362,600 Building $273,600
2025$14,479.00 (-4%)$598,300 (+57.28%) Land $337,700 Building $260,600$598,300 (+57.28%) Land $337,700 Building $260,600
2024$15,082.00 (+7.16%)
2023$380,400 Land $217,600 Building $162,800$380,400 Land $217,600 Building $162,800
2022$14,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims19 (1978–2021)
Claims Outside the SFHA11 of 19
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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