York County and Biddeford City property record for 295 Hill St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,372 sqft · built 1981 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Apr 2026) |
| Tax Bill | $4,841 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:22 L:22 |
| Primary APN | BIDD M:22 L:22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 672 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 295 HILL ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 22 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 25100 |
Source: York County and Biddeford City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 70 WASHINGTON AVE, A, OLD ORCHARD BEACH, ME 04064-2174 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 10, 2024 | Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK |
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK |
| Jul 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 12, 2018 | Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MTG INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Feb 12, 2018 · Amount on Record |
| Deed Book / Page | 19876 / 934 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 295 HILL ST, BIDDEFORD, ME 04005-3931 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0195090218 |
|---|---|
| Date | Sep 10, 2024 |
| Book Page | 19509/218 |
| Instrument | 2024030097 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Apr 6, 2026 |
| Property Address | 295 HILL ST, BIDDEFORD, ME 04005-3931 |
| Document Number | 0198760934 |
| Book / Page | 19876 / 934 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.11228 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Apr 6, 2026 |
|---|
| Name | BANGOR SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 295 HILL ST, BIDDEFORD, ME 04005-3931 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0183240501 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 18324/501 |
| Instrument | 2020035108 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Feb 12, 2018 |
| Property Address | 295 HILL ST, BIDDEFORD, ME 04005-3931 |
| Document Number | 0176590518 |
| Book / Page | 17659 / 0518 |
| Instrument | 2018005662 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018005663 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018005663 |
| Name | CROSS COUNTRY MTG INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,841.00 (+4.65%) | $324,000 (-0.4%) Land $145,700 Building $178,300 | |
| 2024 | $4,626.00 (+9.26%) | $325,300 (+0.81%) Land $145,700 Building $179,600 | |
| 2023 | $4,234.00 (+10.69%) | $322,700 (+38.44%) Land $143,100 Building $179,600 | $346,845 |
| 2022 | $3,825.00 | $233,100 Land $80,700 Building $152,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981–2007) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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