295 Highland Ave, Wheeling, IL 60090 Property Records

Cook County property record for 295 Highland Ave, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,015 sqft · built 1964
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Apr 2025)
Tax Bill	$7,040 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-11-206-007`

Property Details

APN / Parcel Number

Primary APN	`03-11-206-007`
Alternative APN	`03-11-206-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	295 HIGHLAND AVE
City	WHEELING
State	IL
Zip	60090-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	42N
Legal Section	11
Legal Subdivision	MORS FARM SYNDICATE 01
Legal Lot Number	108
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1007
Census Tract	802506

Owner

295 Highland Ave is owned by two individuals who bought it in April 2025.

Source: Cook County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5608 N MAJOR AVE, CHICAGO, IL 60646-6417
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage MLD MORTGAGE INC
Sep 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2025 · Amount on File
Deed Sale	Apr 14, 2025 · Amount on File
Prior Sale	Dec 4, 2002 · Amount on File
Deed Document Number	202518177
Prior Transfer Date	Aug 28, 2019
Prior Transfer Doc	0000049316
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 15, 2026
Property Address	295 HIGHLAND AVE, WHEELING, IL 60090-5056
Document Number	0000028098
Instrument Date	Jun 10, 2026
Instrument	202628098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	295 HIGHLAND AVE, WHEELING, IL 60090-5056

Mortgage

Document Number	0000028098,
Date	Jun 15, 2026
Instrument	202628098

Lender

Name	MLD MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6%
Max Rate	-1%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 4, 2019
Property Address	295 HIGHLAND AVE, WHEELING, IL 60090-5056
Document Number	1924749316
Instrument Date	Aug 28, 2019
Instrument	24749316
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1508 RACHEL LN BUFFALO GROVE IL 600893277, BUFFALO GROVE, IL 60089-3277

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 Land $6,435 Building $30,565	$370,000 Land $64,350 Building $305,650
2023	$7,040.00 (+4.86%)
2022	$6,714.00	$21,007 Land $5,183 Building $15,824	$210,070 Land $51,830 Building $158,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 295 Highland Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	21 (1979–2013)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 295 Highland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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