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  5. Hawthorne Ave

295 Hawthorne Ave, Summit Point, WV 25446 Property Records

Jefferson County property record for 295 Hawthorne Ave, Summit Point, WV 25446

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,732 sqft · built 1945
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Last Sale$560,000 (Aug 2024)
Tax Bill$3,050 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-16A-0003.0000

Property Details

APN / Parcel Number

Primary APN06-16A-0003.0000
Alternative APN
  • 19-06-16A-0003.0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,732 sqft Living Area
1st Floor Area2,612 sqft
Basement Area120 sqft
Finished Basement120 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleConventional
Exterior MaterialStucco
Lot Area39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address295 HAWTHORNE AVE
CitySUMMIT POINT
StateWV
Zip25446-4526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.90 AC-SUMMIT POINT, CHEW
JurisdictionJEFFERSON WV
Township / Civil DivisionMIDDLEWAY
Census Block Group3
Census Block3010
Census Tract972800

Owner

295 Hawthorne Ave is owned and occupied by an individual who bought it in August 2024.

Source: Jefferson County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address295 HAWTHORNE AVE, SUMMIT POINT, WV 25446-4526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed, Transfer · Conventional Mortgage
BANK OF CHARLES TOWN
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 9, 2020Loan Modification, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS
Jan 17, 2018Loan Modification, Mortgage · Conventional with PMI
JP MORGAN MTG ACQUISITION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2024 · Amount on File
Deed SaleAug 22, 2024 · Amount on File
Prior SaleJun 21, 2022 · Amount on File
Deed Document Number20249833
Deed Book / Page1329 / 96
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WV
Recording DateJun 21, 2022
Property Address295 HAWTHORNE AVE, SUMMIT POINT, WV 25446-4526
Document Number001283/314
Book / Page1283 / 314
Map ReferenceMB 504 PG 216
Instrument DateJun 15, 2022
Instrument202200008966
Transaction TypeTransfer
Record UpdatedJul 4, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,352.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 105, HARPERS FERRY, WV 25425-0105

Mortgage

Document Number202200008967
DateJun 21, 2022
Instrument202200008967
Lender
NameBANK OF CHARLES TOWN
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address295 HAWTHORNE AVE, SUMMIT POINT, WV 25446-4526
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 HAWTHORNE AVE, SUMMIT POINT, WV 25446-4526

Mortgage

Document Number2402/352
DateAug 18, 2021
Book Page2402/352
Instrument202100013922
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON WV
Property Address295 HAWTHORNE AVE, SUMMIT POINT, WV 25446-4526
Document Number0000015024
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address295 HAWTHORNE AVE SUMMIT POINT WV 254464526, SUMMIT POINT, WV 25446-4526

Mortgage

Document Number0000015024
DateNov 5, 2020
Book Page002321/000405
Instrument15024
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueNov 4, 2045
Interest
Rate3.75%

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJEFFERSON WV
Property Address295 HAWTHORNE AVE, SUMMIT POINT, WV 25446-4526
Document Number0000001094
Book / Page002172 / 000178
Instrument DateJan 17, 2018
Transaction TypeMortgage
Record UpdatedFeb 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address04 HAWTHORNE AVE SUMMIT POINT WV 25446, SUMMIT POINT, WV 25446

Mortgage

Document Number0000001094
DateJan 31, 2018
Book Page002172/000178
Instrument1094
Lender
NameJP MORGAN MTG ACQUISITION
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 295 Hawthorne Ave was $3,050, up 4.1% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,050.00 (+4.13%)$264,500 (+4.92%) Land $79,300 Building $185,200$440,833 (+4.91%) Land $132,167 Building $308,667
2025$2,929.00$252,100 Land $65,300 Building $186,800$420,200 Land $108,800 Building $311,400
2023$2,768.00$237,000 Land $65,300 Building $171,700$395,000 Land $108,800 Building $286,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 Hawthorne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Hawthorne Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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