Cooke County property record for 295 Harrell Rd, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,230 sqft · built 1981 |
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,042 (2025) |
| Deeds & Mortgages | Sep 2005 Mortgage Oct 2016 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0901-020-00000 |
| Primary APN | 0901-020-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,230 sqft Living Area |
| Gross Area | 4,086 sqft |
| 1st Floor Area | 2,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 124,146 sqft (2.85 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 1,590 sqft |
| Storage Building | 216 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0901-020-00000 |
|---|---|
| Street Address | 295 HARRELL RD |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADLER H 0901 ACRES 2.85 |
| Legal Subdivision | SADLER H |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 200 |
Source: Cooke County records · APN 0901-020-00000
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3010 PARK ST, EUREKA, CA 95501-1573 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2005 | Deed of Trust, Mortgage · Conventional Mortgage DATCU |
| Oct 13, 2016 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 295 HARRELL RD, GAINESVILLE, TX 76240-6610 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001391/219 |
|---|---|
| Date | Sep 12, 2005 |
| Book Page | 1391/219 |
| Instrument | 2005-00007688 |
| Name | DATCU |
|---|---|
| Address | DENTON, TX 76201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2020 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Oct 13, 2016 |
| Property Address | 295 HARRELL RD, GAINESVILLE, TX 76240-6610 |
| Document Number | 002095/304 |
| Book / Page | 2095 / 304 |
| Instrument Date | Oct 12, 2016 |
| Instrument | 00069059 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 HARRELL RD, GAINESVILLE, TX 76240-6610 |
| Name | Verified Name |
|---|---|
| Address | 6170 NE 187TH PL, KENMORE, WA 98028-3210 |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,042.00 (+1.49%) | $1,015,803 (+91.95%) Land $869,501 Building $146,302 | $1,015,803 (+5.98%) Land $869,501 Building $146,302 |
| 2024 | $11,865.00 (+172.45%) | ||
| 2023 | $529,200 Land $716,328 Building $242,117 | $958,445 Land $716,328 Building $242,117 | |
| 2022 | $4,355.00 |
Source: FEMA National Flood Hazard Layer, Cooke County (48097C), as of April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970002002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0490001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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