295 Griggs Rd, Waco, KY 40385 Property Records

Madison County property record for 295 Griggs Rd, Waco, KY 40385

Property Summary

Property Type	Single Family Home
Details	3,000 sqft
Lot Size	94.5 acres (4,116,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Nov 2020)
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0128-0000-0003-3`

Property Details

APN / Parcel Number

Primary APN	`0128-0000-0003-3`
Alternative APNs	`129370` `92216` `59157`

Interior

Stories	2 Stories
Building Area	3,000 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	4,116,420 sqft (94.5 acres)

Location & Zoning

Account Number	59157
Street Address	295 GRIGGS RD
City	WACO
State	KY
Zip	40385-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	89.98 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	2
Census Block	2016
Census Tract	11002

Owner

Source: Madison County records, as of February 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	580 GRIGGS RD, WACO, KY 40385-9722
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	202014023541
Deed Book / Page	796 / 541
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	D00796/541
Record Updated	Jun 8, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 5, 2020
Property Address	295 GRIGGS RD, WACO, KY 40385-9721
Document Number	D00796/541
Book / Page	D00796 / 541
Instrument Date	Oct 30, 2020
Instrument	2014023541
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 55254, LEXINGTON, KY 40555-5254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 FALLING BRANCH RD, WACO, KY 40385-9703
Investor	Possibly a Property Investor

Mortgage

Document Number	2014023543
Date	Nov 5, 2020
Instrument	2014023543

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00 (-2.78%)	$115,000 (-)	$115,000 (-)
2023	$1,115.00 (-0.27%)	$115,000 (-)	$115,000 (-)
2022	$1,118.00	$115,000	$115,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000