295 Grey Ghost Ave, San Jose, CA 95111 Property Records

Santa Clara County property record for 295 Grey Ghost Ave, San Jose, CA 95111

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,491 sqft · built 1962
Lot Size	0.188 acres (8,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Sep 2022)
Tax Bill	$18,274 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`684-32-132`

Property Details

APN / Parcel Number

Primary APN	`684-32-132`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
Gross Area	1,491 sqft
1st Floor Area	1,491 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,190 sqft (0.188 acres)
Lot Dimensions	105 ft deep x 78 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	295 GREY GHOST AVE
City	SAN JOSE
State	CA
Zip	95111-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2610 GREAT OAKS BOOK 114 PAGE 50 PAGE 51 LOT 132
Legal Subdivision	GREAT OAKS
Legal Tract	2610
Legal Lot Number	132
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	512043

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 GREY GHOST AVE, SAN JOSE, CA 95111-4042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage GEMINI REALTY LLC A WYOMING LLC
Sep 30, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Jul 15, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	202225380540
Prior Transfer Date	Mar 11, 2008
Prior Transfer Doc	0019782053
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	295 GREY GHOST AVE, SAN JOSE, CA 95111-4042
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 LARRY CT, SAN JOSE, CA 95121-2531

Mortgage

Document Number	0025876696
Date	Sep 30, 2025
Instrument	25876696

Lender

Name	GEMINI REALTY LLC A WYOMING LLC
Type	Non-Lending Institution
Address	1740 DELL RANGE BLVD STE H, CHEYENNE, WY 82009

Agreement

Amount	Amount Recorded

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 30, 2022
Property Address	295 GREY GHOST AVE, SAN JOSE, CA 95111-4042
Document Number	0025380540
Map Reference	MB 114 PG 50&51
Instrument Date	Sep 16, 2022
Instrument	25380540
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 GREY GHOST AVE, SAN JOSE, CA 95111-4042

Mortgage

Document Number	0025380541
Date	Sep 30, 2022
Instrument	25380541

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 15, 2020
Property Address	295 GREY GHOST AVE, SAN JOSE, CA 95111-4042
Document Number	0024537346
Map Reference	MB 114 PG 50&51
Instrument Date	Jul 9, 2020
Instrument	24537346
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	295 GREY GHOST AVE, SAN JOSE, CA 95111-4042
Investor	Possibly a Property Investor

Mortgage

Document Number	0024537347
Date	Jul 15, 2020
Instrument	24537347

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,299,979 (+2%) Land $848,966 Building $451,013
2025	$18,274.00 (+2.4%)	$1,274,490 (+4.04%) Land $832,320 Building $442,170
2023	$17,846.00 (+26.32%)	$1,225,000 Land $800,000 Building $425,000
2022	$14,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Kwikbit, Sail Internet.

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