295 Granite St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 295 Granite St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1967
Lot Size	6.55 acres (285,318 sqft)
Owner	2 Individual Names on File
Last Sale	$312,500 (Oct 2020)
Tax Bill	$7,171 (2025)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:3 L:46`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:3 L:46`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	5,488 sqft
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	550 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	285,318 sqft (6.55 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	295 GRANITE ST
City	BIDDEFORD
State	ME
Zip	04005-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Lot Number	46
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1008
Census Tract	25300

Owner

295 Granite St is owned and occupied by two individuals who bought it in October 2020.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 GRANITE ST, BIDDEFORD, ME 04005-9786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Deed Document Number	202050152
Deed Book / Page	18403 / 436
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 6, 2020
Property Address	295 GRANITE ST, BIDDEFORD, ME 04005-9786
Document Number	0184030436
Book / Page	18403 / 436
Instrument Date	Sep 30, 2020
Instrument	50152
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 GRANITE ST, BIDDEFORD, ME 04005-9786

Mortgage

Document Number	2020050153
Date	Oct 6, 2020
Instrument	2020050153

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 295 Granite St was $7,171, up 6.1% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,171.00 (+6.1%)	$480,000 (+0.99%) Land $208,000 Building $272,000
2024	$6,759.00 (+9.21%)	$475,300 (+0.76%) Land $208,000 Building $267,300
2023	$6,189.00 (+10.7%)	$471,700 (+38.45%) Land $204,400 Building $267,300	$598,310
2022	$5,591.00	$340,700 Land $99,300 Building $241,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Granite St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Granite St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20