295 Grampian Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 295 Grampian Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,336 sqft · built 2018
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Tax Bill	$4,346 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`566 121`

Property Details

APN / Parcel Number

Primary APN	`566 121`
Alternative APN	`6239612`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,336 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	87,556 sqft (2.01 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	295 GRAMPIAN RD
City	MOUNT ULLA
State	NC
Zip	28125-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 2.01AC
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2038
Census Tract	51901

Owner

295 Grampian Rd, a single family home, is owned by an individual.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	565 GRAMPIAN RD, MOUNT ULLA, NC 28125-9658
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Nov 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COGENT BANK
Jul 24, 2018	Deed of Trust, Mortgage · Construction Mortgage BLUEHARBOR BANK
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	295 GRAMPIAN RD, MOUNT ULLA, NC 28125-9656
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 GRAMPIAN RD, MOUNT ULLA, NC 28125-9658

Mortgage

Document Number	0014690081
Date	Sep 16, 2025
Book Page	1469/81

Lender

Name	PINNACLE BANK
Type	Bank
Address	GREENVILLE, SC 29606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	295 GRAMPIAN RD, MOUNT ULLA, NC 28125-9656
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 GRAMPIAN RD, MOUNT ULLA, NC 28125-9656

Mortgage

Document Number	0014320818
Date	Nov 13, 2023
Book Page	1432/818

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2043

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	295 GRAMPIAN RD, MOUNT ULLA, NC 28125-9656
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013120969
Date	Jul 24, 2018
Book Page	1312/0969

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Construction Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	295 GRAMPIAN RD, MOUNT ULLA, NC 28125-9656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013290531
Date	Jun 18, 2019
Book Page	1329/0531

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	295 GRAMPIAN RD, MOUNT ULLA, NC 28125-9656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013500805
Date	Jun 22, 2020
Book Page	1350/805

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 29, 2018
Property Address	295 GRAMPIAN RD, MOUNT ULLA, NC 28125-9656
Document Number	0013060582
Book / Page	001306 / 000582
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$30.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 GRAMPIAN RD MOUNT ULLA NC 281259658, MOUNT ULLA, NC 28125-9658

Tax Assessment & Valuation

The 2026 property tax bill for 295 Grampian Rd was $4,346.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,346.00	$648,749 Land $59,089 Building $589,660	$648,749 Land $59,089 Building $589,660
2023	$4,346.00	$648,749 Land $59,089 Building $589,660	$648,749 Land $59,089 Building $589,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 295 Grampian Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Grampian Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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